Learn how crypto, gold and other alternative assets work, how to check the firms you would be trusting, and how to size a speculative position you can afford to lose.
Most talk about crypto treats it as either the future of money or a scam. Neither view tells you what to do with S$2,000 you are curious about. This course explains how blockchains and the main crypto assets work, what MAS licensing does and does not protect, and what went wrong at Terra, FTX, Celsius, Hodlnaut and Zipmex. It then asks the same questions of gold, P2P lending and collectibles. At the end you write a policy that sets how much of your money any speculative asset can take up.
How a shared ledger records payments with no central operator, how mining confirms them, and why bitcoin's price moves the way it does. By the end you can explain what you would actually own.
You will learn how Ethereum differs from bitcoin, what keeps a stablecoin's price steady and what can break it, and which questions to ask about any other token. By the end you can sort crypto assets by what actually backs them.
MAS licenses digital payment token services under the Payment Services Act and sets consumer protection rules for retail customers, though some risks fall outside what a licence covers. By the end you can check any exchange yourself before you deposit.
You'll learn how wallets, private keys and seed phrases work, what can go wrong when you hold crypto yourself, and how to plan for loss and inheritance. Then you can choose between exchange custody and self-custody on purpose.
We look at what went wrong at Terra, FTX, Celsius, Hodlnaut and Zipmex, what they had in common, and which checks would have flagged the risks. That way you can spot the same patterns next time.
What gold can and cannot do in a portfolio, and what physical bullion, gold ETFs and bank gold savings accounts cost and risk. By the end you can compare these ways of holding gold on cost, custody and liquidity.
You will learn how peer-to-peer and crowdfunding lending works and where it goes wrong, what collectibles really cost and the risks they carry, and how to judge liquidity in any alternative. You can then run the same checks on the next thing someone offers you.
How to decide how much of your money a speculative asset may take, how to rebalance and exit by rule, and which IRAS rules and records apply, so any alternatives you hold stay in proportion.
About eight and a half hours across eight modules, including the exercises. At two or three hours a week, most people finish in three to four weeks.
No. The course explains how these assets work and how to check them, and it never recommends a coin, token, platform or product. You can use it just as well if you decide to hold none.
Only briefly. This course covers real assets and real firms, which can still fail. Investment scams, including fake crypto platforms, are covered in Scam-proof your money.
No. The course is education and does not replace financial advice. MAS warns that crypto assets are highly risky and that you could lose all your money, so speak to a licensed adviser about your own situation.
Junxiong-WFG Organisation is an authorised representative of AIA Financial Advisers Private Limited (Reg. No. 201715016G).