Money and career courses for your twenties and thirties.
14 tracks across money and work: financial literacy, personal finance, investing, insurance, CPF, property, retirement (yes, already), tax and behaviour, plus AI, sales, digital marketing and career skills.
Examples use SGD. CPF, IRAS, and SGX rules are current. Every course is free, with quizzes and spreadsheet templates included.
14 tracks · 55 courses · 1883 lessons · 499 hours
Free courses, open now
Every lesson, quiz and template in these 55 is free. No sign-up needed to start.
- InvestingInvesting Like an Institution96 lessons · 28hStart free
- InvestingInvesting 101: from zero to your first ETF28 lessons · 6hStart free
- Money FoundationsMoney Foundations: budget, debt, buffer31 lessons · 7hStart free
- InsuranceInsurance Decoded32 lessons · 8hStart free
- CPFCPF Mastery: every account and the choices you control34 lessons · 8hStart free
- PropertyProperty & Mortgages: buy a home and manage the loan37 lessons · 10hStart free
- RetirementRetirement & Estate: income for life and a plan for what you leave34 lessons · 10hStart free
- TaxTax & Reliefs: how your income tax works and the reliefs you can claim30 lessons · 7hStart free
- BehaviouralBehavioural Finance: why you make the money mistakes you make35 lessons · 8hStart free
- AIAutomate your work with AI and no-code tools32 lessons · 9hStart free
- AIAI at work: writing, research, spreadsheets and meetings35 lessons · 10hStart free
- AIAI for your money: research, budgeting and the limits28 lessons · 7hStart free
- AIAI fundamentals: what it is, how it works, where it fails33 lessons · 9hStart free
- AIAI risks: privacy, bias, deepfakes and scams32 lessons · 8hStart free
- InvestingBonds, T-bills, SSBs and fixed deposits34 lessons · 8hStart free
- AIBuild with AI: APIs, agents and small apps35 lessons · 11hStart free
- Career skillsCareer strategy: CVs, interviews and networking in Singapore38 lessons · 11hStart free
- MarketingContent and copywriting that people read37 lessons · 11hStart free
- Financial literacyCredit and debt: scores, cards, loans and BNPL31 lessons · 7hStart free
- Career skillsCritical thinking and better decisions34 lessons · 9hStart free
- InvestingCrypto and alternative assets, with eyes open32 lessons · 8hStart free
- MarketingDigital marketing foundations: strategy before tactics31 lessons · 9hStart free
- SalesDiscovery: questions that find the real problem29 lessons · 8hStart free
- InvestingDividend stocks and S-REITs36 lessons · 9hStart free
- Financial literacyHow the economy hits your wallet: rates, inflation and cycles32 lessons · 8hStart free
- MarketingEmail marketing and automation34 lessons · 10hStart free
- Career skillsEmotional intelligence and difficult conversations30 lessons · 8hStart free
- InvestingBuild and run an ETF portfolio32 lessons · 8hStart free
- Personal financeFinancial independence: planning the number and the path32 lessons · 10hStart free
- Personal financeYour first job: the money playbook28 lessons · 7hStart free
- Career skillsFirst-time manager33 lessons · 9hStart free
- Personal financeSelf-employed and freelance: money with irregular income32 lessons · 9hStart free
- InvestingUnit trusts, robo-advisors and managed money compared28 lessons · 7hStart free
- InvestingInvesting in US and global markets from Singapore28 lessons · 7hStart free
- Financial literacyHow money works: banks, interest, inflation and risk28 lessons · 7hStart free
- MarketingMarketing analytics: GA4, attribution and testing35 lessons · 11hStart free
- Personal financeMoney as a couple and a family32 lessons · 8hStart free
- Career skillsNegotiation: salary, deals and everyday asks41 lessons · 10hStart free
- MarketingPaid ads: Meta, Google and TikTok40 lessons · 12hStart free
- Personal financeThe Singapore personal finance system, end to end35 lessons · 9hStart free
- Career skillsPresenting and public speaking41 lessons · 9hStart free
- SalesPresent, handle objections, and close30 lessons · 8hStart free
- Career skillsProductivity: time, focus and systems31 lessons · 8hStart free
- AIWorking with AI assistants: prompting that gets usable output35 lessons · 9hStart free
- SalesProspecting: build a pipeline that does not run dry28 lessons · 8hStart free
- Financial literacyRead the fine print: payslips, statements, policies and contracts36 lessons · 9hStart free
- SalesSales foundations: how people decide to buy28 lessons · 7hStart free
- SalesLeading a sales team: hiring, coaching, forecasting35 lessons · 11hStart free
- Personal financeBig goals: wedding, home, car and kids32 lessons · 8hStart free
- Financial literacyScam-proof your money32 lessons · 7hStart free
- SalesSelling financial advice in Singapore: needs-based and compliant35 lessons · 10hStart free
- MarketingSEO and AI search42 lessons · 12hStart free
- MarketingSocial media and short-form video37 lessons · 10hStart free
- SalesSocial selling and referrals: LinkedIn, content and word of mouth30 lessons · 9hStart free
- Career skillsCommunicate at work: writing, speaking and meetings37 lessons · 8hStart free
Investing Like an Institution
Twelve modules. The analytical workflow a junior buy-side analyst spends their first year learning, adapted for an SGD portfolio in a CDP account.
In modules 7 and 8 you build a working three-statement model and a DCF from a real annual report. Modules 11 and 12 cover the parts most self-directed investors never touch: position sizing, drawdown management, and a count of the hours.
12
Modules
96
Lessons
45h
Total time
Most financial content out there is a podcast clip or a short thread. These courses are for young adults already managing their own money who want to go a level deeper.
Every lesson is written, with an activity to do at the end. Where the math earns it, you get the spreadsheet too. Each module ends with a short quiz.
Not sure where to start? Follow a path.
Each path is a short run of courses in order, built toward one outcome.
Start from zero
Go from a first budget to running your own portfolio.
- 1Money Foundations: budget, debt, buffer
- 2Investing 101: from zero to your first ETF
- 3Investing Like an Institution
Own your CPF and tax
Stop treating CPF and your tax bill as things that happen to you.
- 1CPF Mastery: every account and the choices you control
- 2Tax & Reliefs: how your income tax works and the reliefs you can claim
- 3Retirement & Estate: income for life and a plan for what you leave
Protect what you earn
Build the buffer and the cover before you build wealth.
- 1Money Foundations: budget, debt, buffer
- 2Insurance Decoded
Sell for a living
Run the whole sale, from the first message to the signed deal.
- 1Sales foundations: how people decide to buy
- 2Prospecting: build a pipeline that does not run dry
- 3Discovery: questions that find the real problem
- 4Present, handle objections, and close
Put AI to work
Hand the repetitive half of your week to an assistant you can check.
- 1AI fundamentals: what it is, how it works, where it fails
- 2Working with AI assistants: prompting that gets usable output
- 3AI at work: writing, research, spreadsheets and meetings
- 4Automate your work with AI and no-code tools
Grow a business online
Find customers through search, social, ads and email on a small budget.
- 1Digital marketing foundations: strategy before tactics
- 2Content and copywriting that people read
- 3SEO and AI search
- 4Paid ads: Meta, Google and TikTok
Every course, one place
Search or filter by track and level. The flagship Investing course is being written in full, like the rest of the catalog. Seven courses are live in full today, and you can ask to be notified the day each other one ships.
55 courses
- INVInvesting
Investing Like an Institution
FlagshipCovers returns and risk, macro and geopolitics, market mechanics, annual reports, three-statement models, DCF, multiples, technical analysis, position sizing and the full cost stack. By the end you have valued a company, written a risk rulebook and compared your results honestly with a managed fund.
Advanced · 96 lectures · 28h
Free - INVInvesting
Investing 101: from zero to your first ETF
Learn how shares are held in Singapore, how to pick a broker, and how to open and fund an account. You read an ETF factsheet, choose one starter fund and place your first order. By the end you own a first ETF, with a monthly plan and three written rules.
Beginner · 28 lectures · 6h
Free - FNDMoney Foundations
Money Foundations: budget, debt, buffer
Learn to see where your money goes, pick a budgeting method that suits you, plan for irregular bills, cut spending you won't miss, fit debt repayment in and build a buffer. By the end you will have run your budget for three months.
Beginner · 31 lectures · 7h
Free - INSInsurance
Insurance Decoded
How term, whole life, ILPs, shield plans, critical illness and disability income cover are priced and structured, and how to size and choose each one. By the end you have a written household insurance plan and a brief to give any adviser.
Intermediate · 32 lectures · 8h
Free - CPFCPF
CPF Mastery: every account and the choices you control
How CPF contributions, interest, housing withdrawals, top-ups, the investment scheme, MediSave, the Retirement Account and CPF LIFE work, and what you can choose in each. By the end you have a CPF projection to retirement and a list of CPF actions to take each year.
Intermediate · 34 lectures · 8h
Free - PRPProperty
Property & Mortgages: buy a home and manage the loan
What you need to know to buy a home in Singapore: eligibility, grants, stamp duties, loan limits, HDB and bank loans, the steps of a purchase, ownership costs and refinancing. By the end you have a written home plan and a five-year loan watchlist.
Intermediate · 37 lectures · 10h
Free - RETRetirement
Retirement & Estate: income for life and a plan for what you leave
How to turn savings into retirement income in Singapore. It covers spending, CPF LIFE as a floor, the bridge years, drawdown order, withdrawal rules, stress tests, housing and care, and estate planning in depth. You finish with an income plan and a family estate file.
Advanced · 34 lectures · 10h
Free - TAXTax
Tax & Reliefs: how your income tax works and the reliefs you can claim
Personal income tax for Singapore residents. Covers how chargeable income and marginal rates work, each main relief and rebate, CPF top-ups, SRS from contribution to withdrawal, investment, rental and foreign income, and filing. By the end you have a tax plan to use every year.
Intermediate · 30 lectures · 7h
Free - BHVBehavioural
Behavioural Finance: why you make the money mistakes you make
How loss aversion, mental accounting, present bias, overconfidence and herding affect what people do with money in spending, saving, debt, investing and big purchases. By the end you have a personal money behaviour playbook with your own rules, defaults and a review routine.
Intermediate · 35 lectures · 8h
Free - —AI
Automate your work with AI and no-code tools
Learn how to pick tasks worth automating, build flows in tools such as Zapier, Make or n8n, use AI to sort and draft, and deal with errors. By the end you have working automations, each with a runbook and a cost sheet.
Intermediate · 32 lectures · 9h
Free
What learners say
The people MoneyBees has worked with, in their words.
I graduated with zero clue about CPF, insurance, or even how much to save each month. MoneyBees made it all click. I went from anxious to actually having a plan. Wish I'd found them sooner.
Rachel Lim
Recent Graduate
Two years ago I had no idea how to invest. Now I have a diversified portfolio and actually understand what's in it. The quarterly check-ins keep me honest.
Sarah Chen
Software Engineer
Three financial advisors before this, and every single one pushed a product within the first 15 minutes. MoneyBees was the first to actually listen to what I needed. Night and day difference.
Priya Nair
Marketing Manager
I retired early and my biggest fear was running out of money. MoneyBees restructured everything for income generation and showed me, dollar by dollar, that my savings would last. That peace of mind is priceless.
James Wong
Early Retiree
A few things worth knowing.
- Education only.
- Nothing in the Academy is personal financial advice on your portfolio, your policy, or your tax position. For that, talk to a licensed adviser.
- Numbers are in SGD.
- Every worked example uses Singapore dollars. CPF, IRAS, and SGX rules are the ones in force on each lesson's date. Rules change. If a lesson is more than a year old, check the number before acting on it.
- How access works.
- Every course is free and opens without an account. Courses still being written show their outline and lesson 1.1 now. Joining is free and only adds a weekly tip and an email when each new course is ready.
Junxiong-WFG Organisation is an authorised representative of AIA Financial Advisers Private Limited (Reg. No. 201715016G).