Red flags in a job offer that is too easy

You will be able to screen a job offer for the signals that separate scams from real part-time work.

Say you're looking for something to do on weekends. You've got your eye on a holiday in December, and an extra S$400 a month would cover it. Then a message on Telegram offers exactly that: flexible hours, work from your phone, no experience needed, and pay of S$80 to S$300 a day. It's hard not to be tempted.

Plenty of part-time work in Singapore is real, and some of it does pay well. The aim of this lesson isn't to make you suspicious of every job. It's to give you a short set of signals that separate the scams from the real offers, so you can tell them apart before you share your details or your money.

The rule that catches most job scams

Start with the clearest signal of all. A real employer pays you. It doesn't ask you to pay it.

That covers more than an obvious "registration fee". Watch for any request to put money in before you earn: a deposit to activate your account, a top-up to reach better tasks, a payment for training, a fee for a uniform or a starter kit, or an instruction to buy equipment or products from the company and claim the money back later. Lesson 3.1, How task scams pay you first to hook you, showed how these top-ups grow. The size doesn't matter. A S$20 deposit is the same red flag as a S$2,000 one, because it shows the job is built on you sending money.

There are a few gaps between this rule and real life. Some legitimate jobs need you to have your own equipment, like a phone or a bicycle for delivery work. The difference is that you buy it wherever you like, and nobody asks you to send money to the employer or to an account they choose.

How the offer reaches you

Real employers mostly advertise on job portals, on their own websites or through recruitment agencies, and you usually apply to them. Scams often arrive the other way round. You get an unsolicited message on WhatsApp, Telegram, SMS or social media, from someone you've never contacted, saying they found your profile or got your number from a database.

These messages share a style. The pay is high for very little work, the hours are flexible, and no skills, interview or experience are needed. Sometimes the job is described vaguely, as "online assistant" or "product promotion", with no clear explanation of what the company sells or why it needs you.

A message out of the blue isn't proof of a scam on its own. Recruiters do contact people. But an unsolicited offer plus pay that seems far too high for the work is a combination worth stopping at.

Who is behind the offer

The next set of signals is about the company and the person you're talking to. Scam offers tend to be vague about both. You might get a company name with no address, a name that matches a well-known firm but a contact who uses a personal messaging account, or a recruiter who uses only a first name and a profile photo.

Real recruiters can tell you which company is hiring, where it's based and what the job involves. They'll usually be willing to speak on a call, meet you, or arrange a video interview. A recruiter who will only chat by text, refuses to show their face, and keeps steering you back to the money is behaving like a scammer.

Pay attention to what they ask of you early on, too. A request for your NRIC number, your bank login or your Singpass details before any real interview is a warning sign. Payroll needs your bank account number eventually, but it never needs your password or one-time password.

Check the company yourself

Before you share any personal details, look the company up through sources the recruiter didn't give you.

First, find the company's official website by typing its name into a search engine yourself, and check whether the job appears on its careers page. Contact the company through the details on that site and ask whether the recruiter works for them. Scammers often borrow the names of real, well-known companies, and the real company is usually happy to confirm that it isn't hiring through Telegram.

Second, check ACRA's business records. ACRA is the Accounting and Corporate Regulatory Authority, which registers businesses in Singapore, and you can search its records through its Bizfile service to see whether a business is registered and still active. A company that doesn't appear there, or that was registered very recently with no other history, deserves more caution. A registration on its own doesn't prove the job is real, though, because scammers can use a real company's name.

Here is an illustration of the checks in action. Aisyah gets a WhatsApp message offering S$150 a day to review hotels for a travel company. She searches for the company herself, finds a real website, and sees no job openings listed. She emails the address on the site, and the company replies that it doesn't recruit through WhatsApp and has had reports of scammers using its name. The whole check took her fifteen minutes, before she'd shared anything.

Turning signals into questions

Signals are easy to forget when you really want the job. A short list of questions that you ask every time works better, because it doesn't rely on you remembering anything in the moment. Each question should be one you can answer yes or no, using the signals in this lesson: money in, how it reached you, who's behind it, and what your own checks found.

Write a five-question checklist you would run on any unexpected job offer before replying.

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Junxiong-WFG Organisation is an authorised representative of AIA Financial Advisers Private Limited (Reg. No. 201715016G).