If you walk into a 24-hour GP clinic after midnight in 2026, expect to pay roughly $78 to $130 for the consultation alone, before any medication, jabs or procedures. The Central 24-HR Clinic chain, the most common option in the heartlands, charges about $28 in the day, $70 from 10pm to midnight, and $110 after midnight. That is the cheap path. The expensive path is the reflex move at 2am: calling 995 for a cough, or walking into a hospital A&E for something a GP could have handled. A public hospital A&E attendance fee is now $163.20 at Singapore General Hospital and $174 at Changi General, and an SCDF ambulance assessed as non-emergency costs a flat $274. So the question is not just what a 24-hour clinic charges. It is which door you pick at 2am, because the gap between cheapest and dearest is real money for the same sore throat. This guide gives you the verified 2026 fees, the surcharge tiers nobody reads until the bill arrives, and the legitimate ways to pay less.
For anything that is not life-threatening such as fever, sore throat, a wound that needs a few stitches, a stomach bug or a sprain, a 24-hour GP clinic is the right and far cheaper door. You pay one consultation fee plus medication, and you walk out in under an hour. A hospital A&E charges a flat attendance fee that is one to two hundred dollars before any tests, and non-emergencies wait at the back of the queue behind genuine emergencies anyway.
Reserve the A&E and the 995 ambulance for true emergencies. SCDF lists these as cardiac arrest, seizures, breathlessness, loss of consciousness, excessive bleeding, major trauma and stroke. For those, the ambulance is free and you should never hesitate over cost. The trap sits in the middle, where a non-emergency feels urgent at 2am. Calling 995 for that costs a flat $274 if SCDF assesses it as non-emergency, and the A&E bill is the full attendance fee. SCDF names coughs, headaches, diarrhoea, toothaches, and slight burns or scalds as the kind of cases a GP, polyclinic or urgent care centre should handle, not an ambulance. The same complaint at a 24-hour clinic costs a fraction of A&E.
So the rule of thumb is simple. Minor and after-hours goes to a 24-hour GP clinic. Genuinely dangerous goes straight to A&E or 995 without a second thought. The money you save by picking the right door is not a rounding error; it is often the difference between a $40 night and a $400 one. If unplanned bills like this rattle your month, that is exactly what an emergency fund is for.
Almost every 24-hour GP clinic in Singapore uses tiered pricing. The consultation fee steps up as the night gets later, usually with a jump at 10pm and another after midnight. The figures below are current published rates as of June 2026 and cover the consultation only. Medication, injections, wound dressing, an MC, X-rays and procedures are all charged on top, and they often cost more than the consult itself.
The Central 24-HR Clinic chain is the workhorse of the heartlands, with outlets in Clementi, Hougang, Bedok, Yishun, Jurong, Woodlands and more. Its structure is about $28 from 7am to 10pm, $70 from 10pm to midnight, and $110 after midnight. Tampines 24-Hr Family Clinic sits higher at $130 after midnight. Unihealth in Jurong and Toa Payoh is cheaper at about $85 after midnight, Intemedical at Ang Mo Kio is roughly $78 to $88, and Prohealth at Bukit Panjang is $82 to $86. Thomson Medical Centre, a private hospital with a 24-hour outpatient clinic, charges about $85 to $95 after midnight.
Two numbers to plan around. First, the after-midnight surcharge roughly triples or quadruples the daytime fee at the same clinic, so a complaint that can wait until morning is much cheaper handled at 8am. Second, the consultation fee is not the bill. Add medication and you are usually looking at a real total of $60 to $180 for a straightforward late-night GP visit, depending on the clinic and what you need.
| Clinic | Area | Daytime consult | After-midnight consult |
|---|---|---|---|
| Central 24-HR Clinic (chain) | Multiple heartland | ~$28 (7am-10pm) | ~$110 |
| Unihealth 24 Hour Clinic | Jurong, Toa Payoh | ~$22 | ~$85 |
| Intemedical 24 Hour Clinic | Ang Mo Kio | ~$18-$35 | ~$78-$88 |
| Prohealth 24-Hour Clinic | Bukit Panjang | ~$16-$28 | ~$82-$86 |
| Tampines 24-Hr Family Clinic | Tampines | ~$28-$48 | ~$130 |
| Thomson Medical Centre | Thomson | ~$45-$55 | ~$85-$95 |
| Raffles Medical (Changi Airport T3) | Changi | ~$35-$65 | ~$90-$100 |
The thing you actually want at 2am is the closest open door, not a price chart. Singapore's genuine round-the-clock GP clinics cluster in the heartlands, with a handful in the central and airport areas. The Central 24-HR Clinic group runs the widest spread, with outlets across the north, north-east, east and west, so for most HDB towns it is the nearest 24-hour option. The table below maps the main standalone 24-hour GP clinics to their region and area so you can pick the closest one before you set off.
Two things change after midnight that are easy to forget. A few clinics that advertise long hours actually close overnight, so a clinic open until 2am is not the same as one open at 3am. And operating hours do shift on weekends and public holidays. Confirm the clinic is genuinely open and check its current surcharge tier on its own page before you travel, especially for the smaller single-outlet clinics where hours can change at short notice.
Polyclinics and most CHAS neighbourhood GPs do not appear here because they shut in the evening. If your problem can safely wait, the CHAS clinic or polyclinic the next morning is far cheaper than any name on this list at its after-midnight rate.
| Region | Clinic | Area / nearest town |
|---|---|---|
| North | Central 24-HR Clinic; Intemedical 24 Hour Clinic | Yishun, Woodlands, Ang Mo Kio |
| North-East | Central 24-HR Clinic | Hougang, Sengkang area |
| East | Central 24-HR Clinic; Tampines 24-Hr Family Clinic; Raffles Medical (Changi Airport T3) | Bedok, Tampines, Changi |
| West | Central 24-HR Clinic; Unihealth 24 Hour Clinic; Prohealth 24-Hour Clinic | Clementi, Jurong, Bukit Panjang |
| Central | Unihealth 24 Hour Clinic; Thomson Medical Centre | Toa Payoh, Thomson, Novena |
Public hospital A&E departments charge a single flat attendance fee, the same for everyone regardless of income, that covers the doctor's consultation, nursing care, basic investigations like a urine or blood-sugar test or an ECG, basic treatment such as a plaster cast or simple suturing, and up to a week's standard medication. Anything beyond that, including CT and MRI scans, lab tests and non-standard medication, is charged separately and is where bills balloon.
As of 2026 the attendance fee is $163.20 at Singapore General Hospital (effective 1 October 2025) and $174 at Changi General Hospital (effective 1 September 2025), both inclusive of 9 percent GST. Other restructured hospitals such as NUH, Tan Tock Seng, Khoo Teck Puat, Ng Teng Fong and Sengkang sit in a similar band, broadly $120 to $175. Private hospital A&Es run higher again, commonly $140 to $190 for the attendance fee alone at places like Mount Elizabeth, Gleneagles and Parkway East.
The point is that an A&E visit starts at a six- to nine-times multiple of a daytime GP consult, before a single test. For a minor complaint that is poor value and, just as important, you wait. A&E uses triage, so a non-urgent walk-in sits behind every genuine emergency that arrives. You pay more and wait longer for the privilege. Save the A&E for what it is built for.
| Hospital | Type | Attendance fee | Notes |
|---|---|---|---|
| Singapore General Hospital | Public | $163.20 | From 1 Oct 2025, incl. GST |
| Changi General Hospital | Public | $174.00 | From 1 Sep 2025, incl. GST |
| Other public hospitals (NUH, TTSH, KTPH, NTFGH, SKH) | Public | ~$120-$175 | Flat fee, same regardless of income |
| Private hospital A&Es (Mt Elizabeth, Gleneagles, Parkway East) | Private | ~$140-$190 | Tests and treatment extra |
The SCDF 995 ambulance is free when it conveys a genuine emergency to hospital. SCDF does not charge for emergency cases at all. Since April 2019 it no longer conveys non-emergency cases, and if it does transport one, it charges a flat $274. Whether your case counts as an emergency is decided by the responders and the doctor at the emergency department, not by how anxious you feel at 2am.
This is the most common avoidable cost in the whole after-hours system. People call 995 for a high fever, a bad headache or vomiting that frightens them, then get billed $274 because it was not, medically, an emergency. For those situations you are meant to make your own way to a clinic or A&E, or call 1777 for a non-emergency ambulance, which is a paid private-operator service quoted upfront. Rates are set by the private operator, so confirm the price on the call; published one-way fares typically run around $120 to $170 depending on distance, time and equipment, and a few cases have been billed higher than the initial quote.
The practical rule: call 995 only for the conditions an ambulance exists for, where minutes matter and movement is dangerous. For everything else, a taxi or private-hire car to a 24-hour clinic is far cheaper and usually faster than waiting for, and then paying for, an ambulance you did not need.
Three levers cut the cost legitimately. The first is GPFirst. If a participating GP sees you and decides you genuinely need the emergency department, they refer you under GPFirst and you get a $50 subsidy off the prevailing A&E or Urgent Care Centre attendance fee. It runs at the public hospital A&Es including SGH, CGH, NUH, TTSH, KTPH, NTFGH, Sengkang and Woodlands Health, plus the Alexandra Hospital Urgent Care Centre. Cross-region referrals are allowed, so the scheme is not limited to your own town. So seeing the GP first can both save you the A&E trip entirely and, if you do need it, knock $50 off the fee. You also get prioritised over non-referred non-emergency walk-ins.
The second is your CHAS card, which subsidises daytime GP visits at participating clinics. For a common illness the per-visit subsidy is up to $18.50 (CHAS Blue), $10 (CHAS Orange), $23.50 (Merdeka Generation) or $28.50 (Pioneer Generation), capped at 24 visits a year. The catch for this topic: CHAS only applies at participating clinics during their normal operating hours, not at the after-midnight surcharge tier, and most 24-hour chains run their late shifts outside CHAS. So if your problem can wait until a participating clinic opens, you skip both the surcharge and pay the subsidised rate. Check whether you qualify in our CHAS card guide.
The third is MediSave and insurance. MediSave generally cannot be used for routine outpatient GP consultations, so a normal 24-hour clinic visit is paid out of pocket. It can be tapped for specific approved outpatient treatments and, if a visit leads to a hospital admission, your MediShield Life and any Integrated Shield Plan kick in for the inpatient bill. Some employer and personal outpatient riders reimburse GP and A&E consults, so check your benefits before assuming you are paying full price.
Between a GP clinic and a full A&E sit Urgent Care Centres, run at sites like Alexandra Hospital and the UCC at Admiralty. They handle conditions more serious than a GP can manage but not life-threatening, such as moderate injuries, deeper wounds and conditions needing an X-ray. The Alexandra Hospital UCC charges from about $145.75 after a 50 percent government subsidy, which covers the doctor's consultation, a standard X-ray, basic lab tests and basic medication. That is cheaper than a private A&E and you can get the GPFirst $50 subsidy there too with a referral.
Polyclinics are the cheapest doctor visit of all for citizens and PRs, but they are not 24-hour and most close in the evening, so they rarely help with the genuine late-night problem this guide is about. Where they matter is the morning after: if your complaint waited overnight without getting worse, a polyclinic the next day costs a fraction of any after-hours option, and citizens get the subsidised rate.
The decision tree for a non-emergency, in plain terms: if it can wait until morning, wait and use a polyclinic or a CHAS clinic. If it cannot wait but is clearly minor, use a 24-hour GP clinic. If it is more serious than a GP can handle but not dangerous, an Urgent Care Centre. If it is dangerous, A&E or 995. Matching the problem to the right tier is where the money is saved.
For a lot of late-night complaints you do not need to leave home at all. A handful of licensed Singapore telemedicine providers run round-the-clock video consults, where a real MOH-registered doctor sees you on a call, issues an e-prescription and an MC if warranted, and arranges medication delivery. Doctor Anywhere runs a 24-hour virtual clinic, and MaNaDr and Speedoc offer after-hours video consults too. For a feverish child, a flare-up of a known condition or a repeat prescription, this can be faster and cheaper than an after-midnight clinic run, with no surcharge tier and no taxi fare. Confirm the consult fee and any delivery charge on the app before you commit, since they are quoted upfront and vary by provider and time.
Speedoc and a few others also send a doctor or nurse to your home for cases that need a physical examination but are not emergencies, which suits an elderly parent who cannot easily travel. A house call costs more than a video consult and usually more than a clinic walk-in, so weigh it against the alternative: if it spares a frail patient an A&E trip and a possible $274 ambulance, it can still be the cheaper and kinder option overall.
The limits matter. Telemedicine cannot stitch a wound, set a fracture, take an X-ray or run a blood test, and a doctor on video will tell you to go in person if your symptoms point that way. Treat it as the first triage step for anything ambiguous, not a replacement for the A&E when something is genuinely wrong.
After-hours medical costs are the textbook reason to hold a small cash buffer. A single late-night clinic run with medication can be $100 to $180, an A&E visit with one scan can clear $400, and none of it is predictable. Keeping even one to two months of essential expenses in a high-yield savings account means a 2am illness is an annoyance, not a problem you put on a credit card and carry at 26 percent interest. If you want to size that buffer properly, our budget calculator makes it concrete.
Map your nearest 24-hour clinic before you ever need it. At 2am with a feverish child you do not want to be searching and comparing surcharge tiers. Save the closest clinic's address and phone in your phone now, note its after-midnight fee, and you have made the cheap decision in advance. The chains publish their tiers online.
Last, get your insurance straight in daylight. Confirm whether you have an outpatient rider, what it reimburses for GP and A&E consults, and keep your CHAS status current if you qualify. The expensive nights are the ones where you default to 995 and the A&E because you never worked out the cheaper path in advance.
The consultation alone is roughly $78 to $130 after midnight, depending on the clinic. The common Central 24-HR Clinic chain charges about $110 after midnight (versus $28 in the day), Unihealth is around $85, Intemedical $78 to $88, and Tampines 24-Hr Family Clinic about $130. Medication, injections, dressings and an MC are charged on top, so a realistic all-in total is usually $60 to $180.
For anything minor, the 24-hour clinic is far cheaper. A late-night GP consult runs $78 to $130 plus medication, while a public hospital A&E charges a flat attendance fee of $163.20 at SGH or $174 at CGH before any tests, and you wait behind genuine emergencies under triage. Use A&E only for true emergencies like chest pain, breathing difficulty, stroke signs or heavy bleeding.
The SCDF 995 ambulance is free for genuine emergencies. Since April 2019 it does not convey non-emergency cases, and if it transports one, it charges a flat $274. Whether your case is an emergency is decided by the responders and the A&E doctor, not by you. For non-emergencies, make your own way to a clinic or call 1777 for a paid non-emergency ambulance run by private operators, with one-way fares typically quoted around $120 to $170 depending on distance and time.
Usually not for the after-hours tier. CHAS subsidies (up to $18.50 for Blue, $10 for Orange, $23.50 for Merdeka Generation and $28.50 for Pioneer Generation per common-illness visit) apply only at participating clinics during their normal operating hours. Most 24-hour chains run their late shifts outside CHAS, so the subsidy will not cover an after-midnight surcharge consult. If your problem can wait until opening hours, you avoid both the surcharge and pay the CHAS rate.
GPFirst is a scheme where a participating GP who decides you genuinely need the emergency department refers you, giving you a $50 subsidy off the A&E or Urgent Care Centre attendance fee, plus priority over non-referred non-emergency walk-ins. It applies at public hospital A&Es including SGH, CGH, NUH, TTSH, KTPH, NTFGH and Sengkang, and at urgent care centres. Seeing the GP first can also save the A&E trip entirely if the GP can treat you.
Generally no. MediSave cannot be used for routine outpatient GP consultations, so a standard 24-hour clinic visit is paid out of pocket. It can cover specific approved outpatient treatments, and if a visit leads to a hospital admission, MediShield Life and any Integrated Shield Plan apply to the inpatient bill. Some employer or personal outpatient riders reimburse GP and A&E consults, so check your policy.
No. Polyclinics are the cheapest subsidised option for citizens and PRs, but they are not open 24 hours and most close in the evening. For genuine late-night illness, a 24-hour GP clinic or, if more serious, an Urgent Care Centre or A&E is the option. Polyclinics are useful the next morning if your complaint waited overnight without worsening.
True round-the-clock GP clinics sit mostly in the heartlands. The Central 24-HR Clinic group has the widest spread across the north, north-east, east and west, so it is the nearest 24-hour option for most HDB towns. Standalone clinics include Intemedical (Ang Mo Kio), Unihealth (Jurong and Toa Payoh), Prohealth (Bukit Panjang), Tampines 24-Hr Family Clinic, Thomson Medical Centre (Novena) and Raffles Medical at Changi Airport Terminal 3. Hours can shift on weekends and public holidays, and some smaller clinics close overnight, so confirm a clinic is genuinely open before you travel.
Yes. Several licensed Singapore telemedicine providers run 24-hour video consults, including Doctor Anywhere's virtual clinic, MaNaDr and Speedoc. An MOH-registered doctor sees you by video, can issue an e-prescription and an MC, and arranges medication delivery, with no after-midnight surcharge tier and no taxi fare. It suits minor or familiar complaints, but it cannot stitch a wound, run a blood test or take an X-ray, so go in person if your symptoms need a physical examination. Confirm the consult and delivery fees in the app before you start, as they are quoted upfront and vary by provider.
Go straight to A&E or call 995 for chest pain, breathlessness, stroke signs, loss of consciousness, seizures, heavy bleeding, major injury or a cardiac arrest. SCDF lists these as the situations an ambulance exists for. Coughs, fever, sore throats, headaches, diarrhoea, toothaches, minor wounds and slight burns are the kind of cases a 24-hour GP clinic handles for a fraction of the cost. When in doubt about something in between, a 24-hour clinic or a 24-hour video doctor can triage you and send you on to A&E if needed.
This is general financial information for Singapore, not personal financial advice. Figures change — verify current rates against the official sources above before acting. See our full disclaimer.