A Harley Davidson is one of the few purchases in Singapore where the badge on the tank costs less than the paperwork to put it on the road. Through Wearnes, the official distributor, new models run from roughly $39,900 for an entry Nightster Special to north of $127,900 for a CVO tourer, and those are before-COE figures. Add a Category D Certificate of Entitlement near $10,000, the Additional Registration Fee, road tax that scales with engine size, and insurance that reflects a big-capacity bike, and the true cost of getting and keeping a Harley is a long way from the showroom number. Here is the whole bill, line by line, with 2026 figures you can check.
Harley Davidson sells in Singapore through Wearnes, and the listed prices exclude COE. That single caveat is where most first-time buyers underestimate the spend, because the certificate alone adds close to five figures on top of the bike.
The lineup spans four broad families: Sport, Cruiser, Adventure Touring, and Grand American Touring. As you move from a stripped-back Sportster-class bike to a fully dressed touring machine, the sticker climbs fast. The figures below are indicative Wearnes retail prices excluding COE, as cited by DollarsAndSense; treat them as 'from' prices because trim, year, and exchange rates move them.
| Model | Family | Price (excl. COE) | Add COE (~$10k) for road price |
|---|---|---|---|
| Nightster Special | Sport | from ~$39,900 | ~$49,900 |
| Fat Bob 114 | Cruiser | from ~$68,900 | ~$78,900 |
| CVO Road Glide | Grand American Touring | from ~$127,900 | ~$137,900 |
Every motorcycle in Singapore needs a Certificate of Entitlement in Category D, the motorcycle-only category, and it is bid for in two exercises a month. In the second bidding of June 2026 the Cat D premium closed at $9,989, after $10,000 in the first June exercise. So the roughly $10,000 you add to a Harley's sticker is grounded in the live market, not a guess.
If you would rather not bid, dealers usually quote an 'all-in' price that already bundles a COE, but you are still paying that premium, just packaged. Either way, the COE buys you ten years of road use, after which you scrap the bike or pay the Prevailing Quota Premium to renew. For how the category system works across cars and bikes, see our COE glossary entry.
On top of COE, the bike attracts an Additional Registration Fee based on its Open Market Value, the customs-assessed import value. Motorcycle ARF is tiered: 15% of OMV for the first $5,000, 50% for the next $5,000, and 100% on any OMV above $10,000. A high-OMV Harley therefore pays a lot more ARF than a small commuter bike.
There is also a flat $140 registration fee that applies to every vehicle. The OMV that drives all of this is set by Singapore Customs, not the dealer, so two buyers of the same model pay the same ARF. Our OMV explainer and ARF explainer walk through how each number is assessed.
Once the bike is registered, road tax recurs every six or twelve months and scales with engine capacity. For motorcycles above 600cc, LTA charges $1.75 for each cc above 600. A 1,868cc Milwaukee-Eight Harley, for example, works out to roughly $1.75 x (1,868 - 600) = about $2,219 a year before any rounding or surcharge, far above the $66 to $400 a small commuter bike pays.
Insurance is the other annual line, and for a large-capacity, high-value Harley it is meaningfully higher than for a 125cc learner bike. Premiums depend on your age, riding history, the bike's value, and whether you take comprehensive or third-party cover. We compare what drives premiums in our guide to the best motorcycle insurance in Singapore, which is worth reading before you accept the dealer's quoted policy.
Because a fresh COE plus ARF front-loads so much cost, the used market is where many Harley buyers find value. A second-hand bike with COE already paid down can undercut a new one substantially. DollarsAndSense cites a 2023 Fat Bob 114 listed around $57,800 with nine-plus years of COE left, against roughly $78,900 for the equivalent new bike with COE; and an older 2009 Road King at about $16,800 with five years of COE remaining.
The trade-off is remaining COE life and condition. A cheaper older Harley with five years left means you will face a renewal or scrap decision sooner, and the PQP at that point is its own cost. Run the full picture, not just the sticker, with our vehicle cost calculator and sanity-check the monthly hit against your personal budget before you sign.
| Option | Indicative price | COE position | Trade-off |
|---|---|---|---|
| New Fat Bob 114 (with COE) | ~$78,900 | Fresh 10-year COE | Highest upfront, full COE runway |
| Used 2023 Fat Bob 114 | ~$57,800 | 9+ years COE left | Big saving, near-new bike |
| Used 2009 Road King | ~$16,800 | ~5 years COE left | Cheap entry, renewal/scrap sooner |
Most buyers do not pay cash. Motorcycle loans in Singapore are capped and shorter than car loans, so the monthly instalment on a six-figure CVO is heavy even with a deposit. Add COE, ARF, road tax, insurance, fuel and Harley's servicing intervals, and the running cost is a recurring commitment, not a one-off.
Before financing, decide whether a Harley is a want you are funding with a plan or a purchase that will quietly crowd out savings. If you are weighing the bigger two-wheel picture first, our overview of how much a motorcycle costs in Singapore sets the baseline that a Harley then sits well above.
New Harley Davidson models through Wearnes start at roughly $39,900 for a Nightster Special and rise past $127,900 for a CVO tourer, all excluding COE. Add a Cat D COE near $10,000 plus ARF, road tax and insurance to reach the real on-road cost.
A Harley needs a Category D Certificate of Entitlement, the motorcycle-only category. In the second June 2026 bidding the Cat D premium closed at $9,989, so budget around $10,000 on top of the bike's sticker price for the certificate.
Motorcycle road tax above 600cc is charged at $1.75 per cc over 600. A 1,868cc Milwaukee-Eight Harley therefore costs roughly $2,219 a year in road tax, far more than the $66 to $400 a small commuter motorcycle pays.
Often yes, because a used Harley already has COE and ARF paid into it. A 2023 Fat Bob 114 has been listed near $57,800 against about $78,900 new with COE, but you inherit less remaining COE life and an earlier renewal or scrap decision.
This is general financial information for Singapore, not personal financial advice. Figures change — verify current rates against the official sources above before acting. See our full disclaimer.