Option trading in Singapore: how it works, fees, and the broker numbers that matter

Option trading in Singapore has gone from niche to mainstream, mostly because brokers like Webull, Tiger and Syfe now let you buy a US contract for under a dollar. An option is a contract that gives you the right, but not the duty, to buy or sell 100 shares of a stock at a fixed price before a set date. Buy a call if you think a stock rises, a put if you think it falls, or sell options to collect income. The headline commission is the easy part. The number that decides whether you keep your profit is the full fee stack (commission, platform fee, three US regulatory fees, and 9% GST on top), and before any of that you need to clear a one-off MAS eligibility check that most beginner guides skip.

What an option actually is

An option is a contract tied to an underlying asset, almost always a US-listed stock or ETF for Singapore retail traders. One contract represents 100 shares. You pay a premium per share, so a contract quoted at US$3 costs US$300, not US$3.

There are two building blocks. A call gives you the right to buy the underlying at a set strike price up to the expiry date. A put gives you the right to sell at the strike. You are never forced to exercise; if the trade goes against you, the most a buyer loses is the premium paid. The seller (writer) of an option takes the opposite side: they collect the premium upfront but carry the obligation to deliver or buy shares if the option is exercised.

The four terms that price every contract

A worked example in plain numbers

Say Apple trades at US$210 and you expect a jump before earnings. You buy two call contracts at a US$215 strike for a US$2.50 premium. Your outlay is US$2.50 x 100 x 2 = US$500, plus fees. If Apple climbs to US$230, those calls are worth at least US$15 each (US$230 minus US$215), so US$15 x 100 x 2 = US$3,000 before fees. If Apple stays below US$215 at expiry, the calls expire worthless and you lose the US$500 premium and nothing more.

That asymmetry, a capped loss against a large potential gain, is the appeal. It is also the trap: most short-dated options that finish out-of-the-money expire worthless, so the buyer loses 100% of the premium far more often than a stock investor loses their capital. Treat the premium as money you can afford to write off. If you are still building a core portfolio, start with the basics of investing in Singapore before putting cash into contracts that can go to zero in a week.

What you can do with options beyond a directional bet

Buying calls and puts to bet on direction is only one use. The strategies that actually suit most Singapore investors are the income and protection plays, both of which use shares you already own.

The fee stack: commission is only the first line

Brokers advertise the per-contract commission because it is the smallest number. The real cost has up to five layers, and Singapore investors pay 9% GST on the broker's portion. These pass-through charges are set by US bodies, so they are identical no matter which broker you use (figures as of June 2026):

US options fees passed through to Singapore traders, per contract (as of June 2026)
FeeCharged byAmountApplies to
CommissionYour brokerUS$0 to US$2.00Per contract, where the brokers compete
Platform feeYour brokerUS$0 to US$0.50Per contract on some brokers, on top of commission
Options Regulatory Fee (ORF)US options exchangesAbout US$0.02675Per contract, both buy and sell
OCC clearing feeOptions Clearing CorpUS$0.02 (capped at US$55/order)Per contract
SEC + FINRA feesUS regulatorsTiny % of value, on sells onlySell-side transactions
GSTIRAS9% on the broker's commission and platform feeAll Singapore residents

Broker fee comparison for 2026

Below are the standard per-contract costs for the main MAS-regulated brokers offering US options to Singapore investors. Promotional rates churn constantly, so the figures below are the published standard pricing as of June 2026; always confirm the live rate on the broker's own fee page before you trade. If you want a wider view of trading accounts, our robo-advisor versus DIY brokerage comparison covers the non-options side.

US options commission and platform fees by broker (standard rates, as of June 2026)
BrokerCommission/contractPlatform fee/contractEffective min/contractMAS regulated
SyfeUS$0 (promo)US$0 (promo)Regulatory fees onlyYes
Tiger BrokersUS$0.65US$0.30About US$0.95Yes
WebullUS$0.55US$0US$0.55Yes
LongbridgeUS$0.65 (US$0 promo)US$0.30 (US$0.50 promo)From US$0.50 (promo)Yes
moomooUS$0.65US$0.30 (min US$0.99)About US$0.99 to US$1.64Yes
Interactive BrokersFrom US$0.65IncludedUS$1.00 min orderYes
SaxoUS$2.00IncludedUS$2.00Yes

The eligibility check beginner guides leave out

Options are a Specified Investment Product (SIP) under MAS rules, because their returns depend on derivatives and complex payoffs. You cannot just open an account and start buying. For exchange-traded products like listed options, the broker must run a Customer Account Review (CAR) before approving you, which checks your trading background. Many guides confuse this with the Customer Knowledge Assessment (CKA), which is the parallel test for unlisted SIPs such as structured notes.

In practice you pass the CAR by showing relevant qualifications or prior trading experience in similar products, or by completing the broker's online learning module. It is a one-time gate, not a recurring fee, and it exists for your protection, not the broker's. MoneySense, the national financial education body, explains the SIP framework and why these assessments apply. If options sound heavier than you want, our guide to ETFs covers a simpler way to get diversified market exposure.

Is option trading right for you?

Options reward people who already understand the underlying stock, can stomach a total loss of premium, and treat the position as a defined-risk tool rather than a lottery ticket. They are a poor fit if this would be your first market exposure or if the premium is money you need.

A sensible order of operations: build an emergency fund, get a low-cost diversified core, then add options only with money you can lose. Run the numbers on your overall position sizing with our net worth calculator before deciding how much to risk, and keep contributions to long-term vehicles like your SRS account untouched by speculative trades.

Frequently asked questions

Is option trading legal in Singapore?

Yes. Singapore residents can legally trade US-listed options through MAS-regulated brokers such as Webull, Tiger Brokers, Interactive Brokers, Syfe and Saxo. Because options are a Specified Investment Product, the broker must first assess your eligibility through a Customer Account Review.

How much money do I need to start option trading in Singapore?

There is no fixed minimum, but a single US contract can cost anywhere from tens to hundreds of dollars depending on the premium, since each contract covers 100 shares. Many traders start with a few hundred US dollars, treating it as risk capital they are prepared to lose entirely.

What is the cheapest broker for options in Singapore?

As of June 2026, Syfe runs a zero commission and zero platform fee promotion, leaving only US regulatory fees, while Webull charges from US$0.55 per contract with no platform fee. Promotions change often, so confirm the live rate on each broker's fee page before opening an account.

Do I pay GST on option trades?

Yes. Singapore residents pay 9% GST on the broker's commission and platform fee, though not on the US regulatory pass-through charges. On a low single-digit-cent commission the GST is tiny, but it adds up across high-frequency trading.

Sources

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This is general financial information for Singapore, not personal financial advice. Figures change — verify current rates against the official sources above before acting. See our full disclaimer.