By MoneyBees
Turn an hourly rate into a yearly, monthly, weekly and daily salary, or a salary back into an hourly rate, on MOM's own formulas. See the hourly rate MOM uses for overtime, whether you count as part-time, and what you keep per hour after CPF and tax.
Normal hours, without overtime.
A year
$34,320
$2,860 a month
An hour
$15.00
44 hours a week
Take-home an hour
$11.94
after your CPF and tax
| Gross | After CPF and tax | |
|---|---|---|
| A year | $34,320 | $27,327 |
| A month | $2,860 | $2,277 |
| A week | $660.00 | $525.52 |
| A day (5.5 days a week) | $120.00 | $95.55 |
| An hour (44 hours a week) | $15.00 | $11.94 |
At 44 hours a week you are a full-time employee.
MOM's hourly basic rate for overtime is $15.00, as it divides by 44 hours whatever your contract says. Overtime pays at least 1.5 times that, $22.50 an hour, if Part 4 of the Employment Act covers you.
Use your basic pay for MOM's rates. Allowances, overtime and bonuses are left out of them.
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| Rate | Formula |
|---|---|
| Hourly basic rate, full-time, monthly-rated | 12 x monthly basic / (52 x 44) |
| Hourly basic rate, part-time | 12 x monthly basic / (52 x hours a week) |
| Daily rate | 12 x monthly pay / (52 x days a week) |
| Overtime pay | 1.5 x hourly basic rate x hours |
From MOM's salary, overtime and part-time pay pages, read 4 Oct 2026. MOM uses the basic rate for rest day and holiday work and the gross rate, which adds allowances, for leave and notice pay.
You earn S$3,000 a month and work 44 hours over 5.5 days a week. A year is S$36,000 and a week is S$36,000 / 52 = S$692.31.
Your daily rate is 12 x S$3,000 / (52 x 5.5) = S$125.87. Your hourly rate is 12 x S$3,000 / (52 x 44) = S$15.73, and overtime pays at least S$23.60 an hour.
Going the other way, S$15 an hour for 40 hours a week is S$15 x 40 x 52 / 12 = S$2,600 a month, or S$31,200 a year.
Multiply the hourly rate by your hours a week and by 52 weeks, then divide by 12. S$15 an hour for 40 hours a week is S$15 x 40 x 52 / 12 = S$2,600 a month, or S$31,200 a year.
For a monthly-rated full-time employee, MOM's hourly basic rate is 12 x monthly basic pay / (52 x 44). For a part-time employee it is 12 x monthly basic pay / (52 x the hours worked in a week).
MOM's daily rate is 12 x monthly pay / (52 x the average number of days you are required to work a week). On S$3,000 a month and a 5.5-day week that is S$125.87. The basic rate is used for rest day and holiday work, the gross rate for leave and notice pay.
44 hours is the limit on normal working hours in a week under the Employment Act. MOM's overtime formula uses it for every monthly-rated full-timer, so someone on a 40-hour contract still has an overtime base of 12 x monthly / (52 x 44).
MOM treats an employee contracted to work less than 35 hours a week as part-time. Leave and public holidays are pro-rated to the hours worked against a similar full-timer.
At least 1.5 times the hourly basic rate, for employees covered by Part 4 of the Employment Act: workmen earning up to S$4,500 basic a month and other employees up to S$2,600. For non-workmen the rate is capped at S$13.60 an hour before the 1.5 times.
Not here. The converter multiplies one month's pay by 12. Add any AWS or bonus on top, and use the take-home pay calculator to see the CPF and tax on it.
On a 44-hour week, S$10 x 44 x 52 / 12 = S$1,906.67 a month, or S$22,880 a year. On a 20-hour part-time week it is S$866.67 a month.
These calculators provide general estimates for educational purposes only and are not personalised financial advice. Results may rely on rates and rules that change over time, so verify against official sources (IRAS, CPF Board, HDB, MAS) or consult a licensed financial adviser before making decisions.
Junxiong-WFG Organisation is an authorised representative of AIA Financial Advisers Private Limited (Reg. No. 201715016G).