The Ultimate Guide to Adulting Finance Edition

The money crash course you wish you got in school — CPF, insurance, investing, tax, and more.

A bite-sized handbook for young adults navigating Singapore's financial landscape for the first time. Nine chapters, each ending in a one-page action checklist. Read in an afternoon. Refer back forever.

Who it's for

What's inside

Ch. 1: 50/30/20 Budgeting

Manage your money without depriving yourself.

Ch. 2: Life Milestone Planning

Realistic numbers for weddings, BTO, renovations, and first cars.

Ch. 3: CPF Explained Simply

OA, SA, and MediSave — what they're for and the levers you control.

Ch. 4: Investing for Growth

Concepts you can use, not jargon you'll forget by next week.

Ch. 5: Retirement Savings

Set a number, work backwards, and start contributing today.

Ch. 6: Pre-Investment Essentials

The five-question filter we run with every new investor.

Ch. 7: Credit Card Hacks

Use rewards and cashback as a tool, not a trap.

Ch. 8: Insurance by Life Stage

What to add at 25, revisit at 30, clean up at 35.

Ch. 9: Tax Planning Strategy

The legitimate reliefs young adults miss most often.

Nine chapters. One action checklist per chapter.

No fluff, no upsell — just the framework we wish someone had handed us in our first job. Over 2,000 young professionals have already grabbed their copy.

Frequently asked questions

Is the eBook really free?

Yes. Drop your email and we'll send the PDF straight to your inbox — no card, no payment, no trial.

Will you spam me?

No. You'll get the guide, an optional follow-up with related resources, and that's it. Unsubscribe in one click.

Is this only for fresh grads?

It's written with twenty-somethings in mind, but readers in their thirties tell us it filled gaps they never knew they had.

Will the content go out of date?

The principles don't. We update the rates and numbers each year so the worked examples stay accurate.

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Junxiong-WFG Organisation is an authorised representative of AIA Financial Advisers Private Limited (Reg. No. 201715016G).