Insurance 101 What to know before you sign

Five things most young adults wish they knew before their first policy.

Insurance shouldn't feel like a guessing game. We unpack the five questions that decide whether a policy is worth buying, and the common traps that lead to over-insured savings and under-insured income.

Who it's for

What you'll learn

Know the products before you shop

Term, whole life, ILP, hospital, critical illness: what each is for and where each falls short.

Set goals before you set premiums

Coverage flows from the life you're protecting. We start there, not at the brochure.

Build a holistic plan

How to stack policies so they cover real risks, without doubling up on the same protection.

Read the fine print clearly

What's actually covered, what's excluded, and the clauses that quietly limit pay-outs.

Get the most from your budget

Where to spend, where to scale down, and how to close the gap between 'ideal' and 'affordable'.

Session agenda

What you'll walk away with

A protection checklist for your current life stage, the questions to ask any agent before signing, and a clear sense of where you're under- or over-covered today.

Frequently asked questions

I don't understand insurance at all. Is that okay?

Yes. That's exactly the audience this is built for. We start from the basics and build up.

What does the session cover?

Insurance product types, how to match coverage to your stage of life, and why protection planning is the quiet foundation of every financial plan.

Can I ask questions?

Yes. Drop them in the registration form and we'll work them into the session.

Will I be pushed to buy something?

No. There's no required purchase and no hard sell. If you'd like a follow-up review afterwards, you can ask for one, but it's never assumed.

What if I register but can't make it?

Live attendance is recommended because Q&A is the most useful part. If you have to skip, we can flag the next session.

More free resources

Junxiong-WFG Organisation is an authorised representative of AIA Financial Advisers Private Limited (Reg. No. 201715016G).