Every Singaporean household can claim $500 in CDC vouchers from 11 June 2026, with the money split into $250 for participating supermarkets and $250 for heartland merchants and hawkers. There is no application, no means test, and no app to download. One member claims for the whole household with Singpass at go.gov.sg/cdcv, and the vouchers are valid until 31 December 2027. This guide covers the exact amounts, who qualifies, how the split works, how to claim and redeem, and how to find shops that take them.
CDC vouchers are digital credit the Government gives to Singaporean households through the five Community Development Councils. They are part of the Assurance Package, meant to offset day-to-day costs and to send spending toward neighbourhood businesses. You spend them like cash at participating shops by showing a QR code from your phone.
They are not means-tested. Income, property ownership and the number of people in the household make no difference to the amount. Every household with at least one Singapore Citizen gets the same sum. The credit is held against your household, not split per person, so a family of one and a family of five each receive the same $500 in the June 2026 tranche.
The scheme started in 2020 as a way to support hawkers and heartland shops during the pandemic, with small initial amounts. It has since grown into a recurring household payout that arrives once or twice a year. The amounts and timing are set in each Budget, so they change from year to year, and the split between supermarkets and heartland shops has been the running feature since January 2023.
If you want the deeper definition and how this sits among other handouts, see the CDC voucher glossary entry. The vouchers are separate from the GST Voucher scheme, which pays cash and MediSave top-ups to lower-income citizens and is covered in our GST Voucher guide. You can hold both at the same time; they do not affect each other.
There are two tranches in 2026. The January tranche of $300 was claimable from 2 January 2026 and expires on 31 December 2026. The June tranche of $500 is claimable from 11 June 2026 and expires on 31 December 2027. The June payout was brought forward from its original January 2027 timing to help households with living costs.
Each tranche is split equally between supermarkets and heartland merchants. The two halves are separate wallets and do not transfer between each other.
The two tranches stack while both are live. If you have not finished the January $300 by mid-June, that balance still sits in your account alongside the new June $500, so a household could be holding up to $800 in unspent vouchers across two expiry dates. Because the dates differ, the order you spend them in matters, which is the point we come back to under common mistakes.
Figures like these are set each Budget and can move, so always confirm the current tranche, amount and dates against the official scheme page before you plan a big shop around them.
| Tranche | Total per household | Supermarket portion | Heartland and hawker portion | Claim from | Expires |
|---|---|---|---|---|---|
| January 2026 | $300 | $150 | $150 | 2 January 2026 | 31 December 2026 |
| June 2026 | $500 | $250 | $250 | 11 June 2026 | 31 December 2027 |
The scheme launched in June 2020 with small paper vouchers aimed at helping hawkers through the pandemic, then went fully digital and nationwide from December 2021. The early tranches were modest, $100 each in 2021 and 2022. From January 2023 the payout jumped to $300 and gained the equal supermarket and heartland split that still applies today.
Since 2024 the pattern has settled into two tranches a year that total $800 per household. Knowing the running total helps you see the June 2026 $500 in context: it is the larger half of this year's $800, the same shape as 2024 and 2025. The amounts are decided in each Budget, so the table below is a record of what has been paid, not a promise of future tranches.
The scale is large. Around $2.3 billion was spent through the digital scheme between December 2021 and July 2025, $1.26 billion at hawkers and heartland merchants and $1.04 billion at supermarkets, which is why the split exists in the first place: to steer roughly half the spending toward smaller neighbourhood businesses.
| Year | Amount per household | Tranches |
|---|---|---|
| 2021 | $100 | Single tranche |
| 2022 | $100 | Single tranche |
| 2023 | $300 | $300 in January |
| 2024 | $800 | $500 in January, $300 in June |
| 2025 | $800 | $300 in January, $500 in May |
| 2026 | $800 | $300 in January, $500 in June |
Any household with at least one Singapore Citizen qualifies. There is no income ceiling and no application form. Eligibility runs at the household level, so the credit is issued once per household and shared by its members rather than paid to each person.
Permanent residents and foreigners do not get their own allocation, but a household that includes a Singapore Citizen receives the full amount. You do not need to register or update anything to be counted.
A household is defined by the registered address, not by who is related to whom. Everyone living at the same address counts as one household and shares one allocation. Two unrelated citizens at the same address share a single $500, while a citizen who lives alone gets the full $500 to themselves. If you move and your registered address changes, the allocation follows the household at the time the tranche is issued.
The total is divided into two halves that you cannot mix. In the June 2026 tranche, $250 can only be spent at participating supermarkets and the other $250 only at participating heartland merchants and hawkers. Spending one half does not free up the other.
The Government has kept this equal split since January 2023, and the Ministry of Finance has said it intends to keep these parameters for now. The reasoning is to support both household grocery bills and the smaller neighbourhood businesses that rely on foot traffic.
When you redeem, the app shows your two balances separately. At checkout you pick the wallet that matches the shop. Pick the wrong one and the QR code will not work, because a supermarket cannot accept the heartland portion and a hawker cannot accept the supermarket portion.
Claiming takes a couple of minutes and only one household member needs to do it. There is no separate app to install; everything runs through the RedeemSG web link.
The steps for the June 2026 tranche:
Deleting the SMS does not lose your vouchers. Go back to go.gov.sg/cdcv, log in with Singpass, and the link is sent again with your balance intact. The credit lives against the household, not the message.
Someone outside your household can claim or spend on your behalf, which helps elderly residents and those who do not use Singpass. The person you authorise brings a completed authorisation form and the supporting documents to a Community Centre or Club, and the staff set it up. This is the proper route rather than sharing your Singpass login, which you should never do.
Spending is a QR transaction, not a physical voucher. At the counter you open your voucher link, select the right wallet and the dollar amount, and show the QR code for the merchant to scan. The amount is deducted instantly and the remaining balance stays in your wallet for next time.
You can spend in any amount up to your balance, so there is no need to use a fixed denomination. There is no minimum purchase set by the scheme, though individual shops can set their own house rules. Vouchers cannot be exchanged for cash, and any balance left after the expiry date lapses and cannot be restored.
If your bill is larger than your voucher balance, you pay the difference in cash or by card as normal; the voucher just covers part of the total. If your bill is smaller than the amount you selected, you keep the leftover in your wallet rather than losing it, because the deduction matches the actual purchase. There is no cash change on a voucher, so you cannot redeem $50 against a $10 buy and pocket the rest. Spend only what you need at each shop and let the balance roll forward.
The supermarket half is accepted at eight chains: Ang Mo Supermarket, Cold Storage, Giant, HAO Mart, NTUC FairPrice, Prime Supermarket, Sheng Siong and U Stars Supermarket. The heartland half is accepted at more than 24,000 participating stalls and shops across the island, including hawker stalls, coffeeshops, minimarts, salons, clinics and other neighbourhood businesses.
Participating shops display a decal so you can tell at a glance which wallet they take. A teal decal means hawkers and heartland merchants; a yellow decal means participating supermarkets.
To check before you go, use the official search tool at go.gov.sg/cdcvouchers. It maps the nearest participating supermarkets and heartland merchants to your location so you do not waste a trip on a shop that is not in the scheme.
Coverage on the heartland side is wide because the scheme was built around neighbourhood businesses, not just food. Hairdressers, opticians, tuition centres, pet shops, laundromats, traditional Chinese medicine halls and provision shops are all in the mix where they have signed up. That makes the heartland half easy to clear on things you would pay for anyway, rather than forcing it all into hawker meals. The supermarket half is narrower by design, limited to the eight named chains, so plan that portion around your usual grocery runs.
Because one person claims for the whole household, the natural question is how to share the balance fairly without everyone trying to log in. The answer is the SMS link. Whoever claims forwards the same link to the others, and everyone draws from the one shared pool.
That convenience has a catch. The balance is shared, not divided, so if one member spends the full $250 supermarket portion, there is nothing left for anyone else. A simple fix is to agree who handles which half. One person does the weekly grocery run with the supermarket wallet; another covers hawker meals and the minimart with the heartland wallet. For larger households, message each other when you draw down a chunk so the balance does not run out at the checkout.
There is no way to split a tranche into separate per-person allocations within the app, and trying to claim twice does not create a second pot. The household figure is fixed at the amount for that tranche, regardless of how many people draw from it.
If a tranche is heading toward its expiry date and you know you will not spend the balance, you can pledge it to charity instead of letting it lapse. The CDCs run a donation window before each expiry where households give their unspent vouchers to a participating Institution of a Public Character. The charity receives the money in cash value, not as vouchers, so the funds go straight to the cause rather than being tied to particular shops.
The window for the 2025 vouchers ran from 1 December 2025 to 31 January 2026, covering the balances left from the January and May 2025 tranches. The equivalent window for the 2026 vouchers will be announced closer to their expiry, so check the official donate page if you expect to have leftover credit.
Donating takes three steps with Singpass: browse the list of participating charities by sector or name, pick one, then log in to pledge your household's remaining balance to it. A tax deduction may apply depending on the charity's own policy on issuing receipts, and where it does it would be reflected in your Year of Assessment 2027 tax. You can read how that flows through your tax bill in our income tax guide.
The popularity of the scheme makes it a target for phishing. Scammers send fake SMS and messaging-app links that copy the official wording and ask you to log in or hand over Singpass details, then drain the vouchers or worse. A few checks keep you safe.
The real SMS comes from the sender ID 'gov.sg', and the genuine link sits on the voucher.redeem.gov.sg domain. The only place to start a claim is go.gov.sg/cdcv. The Government never asks for your Singpass password, OTP or bank details to release vouchers, and there is no fee to claim. Treat any message that adds urgency, asks for payment, or points to an unfamiliar web address as a scam.
Treat the vouchers as a direct offset to spending you would do anyway. The supermarket half covers groceries you already buy; the heartland half covers meals, haircuts and minimart runs you already make. Used that way, the full $500 frees up the same amount of cash for savings or paying down debt rather than tempting you into extra spending.
If you redirect the cash you save into something productive, even a one-off $500 compounds over time. Our compound interest calculator shows what that looks like over a few years, and the personal budget calculator helps you slot the saving into a monthly plan. The vouchers are a small line in the household budget, but spending the lapsing tranche first and not letting any balance expire is free money you would otherwise leave on the table.
Singaporean households received $300 in the January 2026 tranche and $500 in the June 2026 tranche. The June $500 is split into $250 for supermarkets and $250 for heartland merchants and hawkers.
Any household with at least one Singapore Citizen qualifies. There is no income test and no application needed. The credit is issued once per household and shared among members.
Go to go.gov.sg/cdcv, log in with Singpass, and you receive your voucher link by SMS from 'gov.sg'. Only one household member needs to claim, and the link can be forwarded to others.
The January 2026 tranche expires on 31 December 2026. The June 2026 tranche expires on 31 December 2027. Any unused balance after the expiry date lapses and cannot be reinstated.
No. The two halves are separate wallets that cannot be mixed. The supermarket portion only works at participating supermarkets and the heartland portion only at participating hawkers and heartland merchants.
Eight chains accept the supermarket portion: Ang Mo Supermarket, Cold Storage, Giant, HAO Mart, NTUC FairPrice, Prime Supermarket, Sheng Siong and U Stars Supermarket.
No. CDC vouchers can only be spent at participating shops by showing a QR code. They cannot be converted to cash, and merchants cannot give cash change on a voucher transaction.
Use the official search tool at go.gov.sg/cdcvouchers to map the nearest participating supermarkets and heartland merchants. Participating shops also display a decal, teal for heartland and yellow for supermarkets.
Nothing is lost. Go back to go.gov.sg/cdcv and log in with Singpass, and the link is sent to you again with your balance unchanged. The vouchers are tied to your household account, not to the SMS itself, so deleting the message does not remove the credit.
Yes. The CDCs run a donation window before each tranche expires where you pledge your unspent balance, via Singpass, to a participating charity. The charity receives the amount in cash value rather than as vouchers, and a tax deduction may apply depending on that charity's own policy.
The genuine SMS comes from the sender 'gov.sg' and links only to the voucher.redeem.gov.sg domain, and the only place to start a claim is go.gov.sg/cdcv. The Government never charges a fee or asks for your Singpass password, OTP or bank details. Treat any message that does as a scam and verify on the ScamShield helpline 1799.
Yes. A person outside your household can be authorised to claim or spend for you, which helps elderly or non-Singpass users. They bring a completed authorisation form and supporting documents to a Community Centre or Club. Never share your Singpass login to do this.
This is general financial information for Singapore, not personal financial advice. Figures change — verify current rates against the official sources above before acting. See our full disclaimer.