Booking a vet visit for your cat or dog? A consult at a heartland clinic in an HDB estate starts from about S$25 in October 2026. Neutering a male cat starts from about S$170, and spaying a female from about S$238, both before GST. Bigger private hospitals charge more for the same job. A cheap vet in Singapore is the clinic that sorts out the problem in one visit, keeps its add-ons fair, and points you to a subsidy if you qualify. Most of what you save comes from where you go and what you skip. Here are the 2026 prices, the clinics that charge the least, and the free and subsidised schemes that take hundreds off a sterilisation.
The consult fee is usually the smallest part of your bill. The tests, the medicine and any procedure added on top are where the money goes.
So how much is the consult itself? At a heartland clinic, a first-opinion consult costs about S$25 to S$65. If your vet sends you to a specialist, that consult is around S$150 to S$300.
When you walk in matters too. Weekend and after-hours surcharges catch a lot of owners out, so the time you go can change the price as much as the clinic you pick.
We took these prices from clinic price lists and published cost guides. We re-checked the budget column against the clinics' own lists in October 2026. Read each one as a starting price.
| Service | Budget / heartland clinic | Mid to premium clinic |
|---|---|---|
| Consultation | S$25 - S$58 | S$65 - S$121 |
| Core vaccine (per shot, e.g. cat 4-in-1, dog 9-in-1) | S$14 - S$52 | S$45 - S$90 |
| Rabies vaccine | from S$27.60 | S$40 - S$70 |
| Microchipping | S$55 - S$66 | S$70 - S$90 |
| Cat neuter (male) | from S$170 (before GST) | S$250 - S$400 |
| Cat spay (female) | from S$238 (before GST) | S$300 - S$500 |
| Dog neuter (male) | from S$455 | S$500 - S$800 |
| Dog spay (female) | from S$490 | S$600 - S$800+ |
| In-house blood test | from S$99 - S$139 | S$200 - S$300 |
| Dental scaling (basic) | S$225 - S$357 | S$200 - S$500+ |
The cheap consults are at heartland clinics with one or two vets and lower rent. The rates below are what clinics published as of October 2026, and we last checked this list on 14 October 2026.
Is the lowest consult fee always the cheapest visit? No. A clinic can make it back on pricey medicine or tests you didn't need, so judge the whole bill.
Weekday daytime is almost always the cheapest slot. The same clinic can charge S$35 on a Tuesday and S$50 on a Sunday.
A second opinion at a budget clinic often costs less than redoing the tests at a pricier one. Phone ahead too, because rates move and walk-in prices can differ from booked ones.
If pet costs are squeezing the rest of your month, run them through a personal budget calculator before you pick a clinic on the other side of the island.
Sterilisation is usually your biggest planned vet bill, so a subsidy here saves you more than a cheaper consult does. Most owners never check whether they qualify.
Who can get help for a pet cat? Households on MSF or CDC financial assistance, Blue CHAS cardholders and Public Rental Scheme residents. They can apply to the AVS Pet Cat Sterilisation Support (PCSS) Programme, which started on 1 September 2024.
As of October 2026, the grant covers up to S$110 for a male cat, up to S$230 for a female and up to S$350 for a complex case. It adds up to S$30 for a microchip.
You apply at go.gov.sg/avs-pcss-registration, which hands you to the Cat Welfare Society, AVS's PCSS partner. AVS funds the work through that partner. If you hold a CHAS card, our CHAS card guide shows which tier you're on.
Community cats work differently. Under the SPCA and AVS Stray Cat Sterilisation Programme, registered feeders can get community cats in HDB estates sterilised free, by appointment. Cats outside HDB areas cost a nominal S$25.
The SPCA Community Animal Clinic also sees low-income households and welfare groups at subsidised rates, by appointment.
| Scheme | What you get | Who qualifies |
|---|---|---|
| AVS PCSS (pet cats) | Up to S$110 male / S$230 female / S$350 complex, plus S$30 microchip | MSF or CDC assistance, Blue CHAS, or Public Rental Scheme |
| SPCA / AVS Stray Cat Sterilisation Programme | Free in HDB estates; S$25 outside HDB | Registered community-cat feeders, 18+ |
| SPCA Community Animal Clinic | Subsidised care, by appointment | Community animals, welfare groups, low-income households |
Sterilising your pet makes its licence a lot cheaper. A sterilised cat or dog costs S$15 a year to license, and one that isn't costs from S$90 a year.
What licensing one of your first three cats or dogs costs, from 1 September 2026
| Licence | Licence fee |
|---|---|
| Sterilised, 1 year | S$15 |
| Sterilised, 2 years | S$25 |
| Sterilised, lifetime | S$35 |
| Not sterilised, 1 year | S$90 |
| Not sterilised, 3 years | S$230 |
What else can you pick? For a sterilised pet, it's S$25 for two years, or S$35 for a one-time licence that lasts its whole life. That lifetime licence costs less than one year for an unsterilised pet. An unsterilised pet's licence runs up to S$230 for three years.
The free window for cats has closed. From 1 September 2024 to 31 August 2026, cat licences were free, and a sterilised cat licensed then got a free licence for life. Since 1 September 2026, cats pay the same fees as dogs.

Keeping an unlicensed pet cat is now an offence under the Animals and Birds Act. We re-checked these fees on 13 October 2026.
Routine care is cheap, but emergencies cost far more, and no budget clinic makes them small.
An after-hours surcharge adds about S$150 to S$500 on top of treatment. X-rays cost S$100 to S$250 a session, and an ultrasound S$300 to S$500. A night in hospital is S$200 to S$500 before intensive care.
A major surgery can cost S$2,000 to S$10,000. A single round of chemotherapy can top S$15,000.
So what helps with bills like these? Two things: an emergency cash buffer and insurance.
A dedicated emergency fund of a few thousand dollars keeps a midnight visit off your credit card. Park it in a high-interest savings account and it keeps growing while it waits.
For the biggest bills, our pet insurance comparison sets out what policies pay. Whether one would cover a bill like this comes down to its limits and exclusions, plus its rules on pre-existing conditions.
Paying less mostly comes down to timing and prevention, and to not paying twice for the same tests.
The savings stack up, too. A sterilised pet is cheaper to license, less prone to some illnesses, and eligible for more subsidies.
We'd check how big a vet bill you could pay tomorrow before hunting for the cheapest consult. One after-hours trip adds a S$150 to S$500 surcharge, and a major surgery can cost S$2,000 to S$10,000.
A cash buffer covers the smaller shocks, and pet insurance is for the big ones, within its limits and exclusions. The trade-off is a few thousand dollars set aside, versus a premium every year. What settles it is how much cash you could reach tonight without a credit card.
As of October 2026, the lowest consult fees we found are at heartland clinics. My Family Vet in Bukit Batok starts from S$25 before GST, and Evervet in Bedok charges S$42.40 for a short weekday consult. Phone ahead, since rates change and walk-in prices are usually higher than booked ones.
Yes, for cats. The AVS PCSS programme pays up to S$230 towards sterilising a female pet cat. Your household needs MSF or CDC assistance, a Blue CHAS card, or a home under the Public Rental Scheme. Registered feeders can also get community cats in HDB estates sterilised free through the SPCA and AVS programme.
For a sterilised dog, it's S$15 for one year, S$25 for two years, or S$35 for a lifetime licence, for your first three cats or dogs. Pay by GIRO, online or at AXS for a 10% rebate. An unsterilised dog costs from S$90 a year.
Most of the gap comes from rent, how many vets a clinic has, and how much it adds in tests and medicine. A low consult fee can still end up costly if tests are repeated or marked up. Compare the full estimate before you book.
This is general financial information for Singapore, not personal financial advice. Figures change, so verify current rates against the official sources above before acting. See our full disclaimer.
Junxiong-WFG Organisation is an authorised representative of AIA Financial Advisers Private Limited (Reg. No. 201715016G).