The Workfare eService is the Singpass-protected portal where you check whether you qualify for the Workfare Income Supplement (WIS), how much you have been paid, and what MediSave a self-employed person still owes. The old workfare.gov.sg address no longer loads, so in 2026 you start at cpf.gov.sg/wis and follow CPF's link to the govbenefits Workfare dashboard. Employees have nothing to apply for, but self-employed persons must use the eService to track their MediSave deadline before any payout is released. This guide walks through the login, what each screen shows, the 2026 payout figures, and how to fix a payment that never arrived.
Workfare used to run its own site at workfare.gov.sg with a standalone eService. That portal has been folded into CPF, and as of October 2026 the old address no longer loads at all. cpf.gov.sg/wis is now the official home for the scheme, and its eligibility check runs on the govbenefits service.
Two government pages matter. The CPF Workfare page holds the rules and the 'Check here' link to your eligibility. govbenefits.gov.sg is where you confirm a specific payout has been credited and to which account. Typing govpayouts.gov.sg on its own now lands on an error page that points you to govbenefits, though CPF's link to the Workfare dashboard still works. Both use Singpass, so there is no separate Workfare username or password to remember.
If a result page or older blog still sends you to a 'workfare.gov.sg login', that link is stale. Go straight to the CPF page instead. For the underlying rules on who gets paid, see our explainer on the Workfare Income Supplement scheme.
You need a Singpass account and either the Singpass app or SMS one-time passwords set up. The steps are the same on desktop and mobile.
Self-employed persons should log in at least once a year, because the eService is the only place that shows the running MediSave amount you must pay before a payout can be released.
The eService is read-and-act, not just read-only. Beyond checking numbers, a self-employed person uses it to trigger the steps that unlock a payout.
Your bank or payment details are not edited inside the Workfare screen itself. WIS is paid into the same account that receives other government benefits, so you update that once through your Singpass-linked government payments profile and every scheme follows.
Update, 14 October 2026: the $3,000 income cap applies to work done from January 2025, not July 2025 as this guide said, and your average gross income over the past 12 months must also be $3,000 a month or less. Before the eService can show a payout, you have to clear the eligibility tests. The figures below apply to the 2025 work year onwards and were current as of October 2026 on the CPF Workfare page, which shows no changes for work year 2026. The headline change: the income cap rose from $2,500 to $3,000 a month from work year 2025.
You also need to be a Singapore Citizen aged 30 or above (any age if you have a disability), live in a home with an Annual Value of $21,000 or less, own no more than one property, and have a spouse whose assessable income does not exceed $70,000. Check your own pay band first with the take-home salary calculator.
The maximum annual WIS rises with age. Employees receive more than self-employed persons, who get two-thirds of the employee amount because their CPF contribution base is narrower. The split between cash and CPF also differs sharply, so the figure you see in the eService is not all spendable.
Employees get 40% as cash and 60% as CPF top-ups. Self-employed persons get just 10% as cash and 90% into MediSave. That MediSave portion still counts as real money, since it offsets future medical bills and premiums, but it does not land in your bank. The table shows the maximum yearly amounts for the 2025 work year.
| Age band | Employee (max/year) | Self-employed (max/year) |
|---|---|---|
| 30 to 34 | $2,450 | $1,633 |
| 35 to 44 | $3,500 | $2,333 |
| 45 to 59 | $4,200 | $2,800 |
| 60 and above | $4,900 | $3,267 |
| Any age, with disability | $4,900 | $3,267 |
Employees do not apply and do not wait long. WIS is paid every month you work, about two months after the work month, so January work pays out around end-March. Platform workers are assessed monthly too, with payments running from March 2025.
Self-employed persons are on a yearly cycle. If IRAS has your Net Trade Income and you have paid the full MediSave amount by 31 March, the payout comes by end-April of the following year; finish after 31 March and it comes within two months of paying in full. Miss the MediSave deadline and the payout simply does not release, which is why the eService MediSave tab is the screen that matters most for the self-employed.
Payment reaches you by PayNow linked to your NRIC, your registered government benefits bank account, or GovCash if you have no eligible bank account. To see the cash-versus-CPF math across the whole scheme, read our breakdown of Singapore government payouts.
This is where most self-employed payouts stall. WIS for the self-employed is conditional on paying the required MediSave for that work year, and the eService is where you watch that obligation. If your net trade income is $6,000 or less, the required amount depends on your age, as below; above that, it is based on your declared income, and the eService shows the figure. It is separate from your usual MediSave contribution as a self-employed person.
Declare your income to IRAS in the filing window (1 March to 18 April if you are required to file, or up to 31 October if filing is optional), then settle the MediSave shown. Your contributions show up in the eService by the 9th working day of the following month, so pay early enough to confirm before any deadline. For the wider rules, see self-employed MediSave contributions and the glossary entry on the CPF MediSave Account.
If the eService says you are eligible but no money arrived, the cause is almost always one of three things, and each has a fix.
Self-employed persons whose payout never came should first re-open the MediSave tab, because an unpaid or partly paid MediSave amount holds the entire payout. Employees usually find a CPF gap instead.
Start at cpf.gov.sg/wis, select 'Check here' to open the govbenefits Workfare dashboard, and log in with Singpass. The old workfare.gov.sg address no longer loads, and there is no separate Workfare account, username, or password to set up anymore.
No. Employees and platform workers are assessed automatically from the CPF contributions their employer or operator submits. You only log in to the eService to check your eligibility and the cash and CPF amounts you have been paid.
The common reasons are no linked payment account, an employer who missed CPF for that month, or, for self-employed persons, unpaid MediSave. The eService shows which one applies, and the payout releases once it is fixed.
Use the Workfare eService at cpf.gov.sg/wis for eligibility and payout figures by work year. To confirm a credited payment and its destination account, log in at govbenefits.gov.sg with the same Singpass.
This is general financial information for Singapore, not personal financial advice. Figures change, so verify current rates against the official sources above before acting. See our full disclaimer.
Junxiong-WFG Organisation is an authorised representative of AIA Financial Advisers Private Limited (Reg. No. 201715016G).