If you are a Singapore citizen, more than one gov payout is probably sitting on its way to your bank account this year, and most of it lands automatically without any form to fill in. The catch is that the schemes run on different calendars, pay different people, and use different yardsticks. A 28-year-old earning $4,500 a month gets a different mix from a 70-year-old retiree in a 3-room flat. This guide lays out every 2026 payout in plain terms: who gets it, how much, when it arrives, and the one or two checks worth doing so you do not miss anything. Figures are current as of October 2026 and tied back to govbenefits.gov.sg, the CPF Board and the CDC scheme.
Singapore does not run a single welfare cheque. It runs a stack of separate schemes, each aimed at a different slice of the population. Some target lower-wage workers, some target seniors, some go to every household regardless of income. Knowing which bucket you fall into tells you what to expect.
Almost everything is automatic. The government pays into your PayNow-NRIC-linked bank account first, falls back to a bank account it already has on record, and only then issues GovCash you collect from an OCBC ATM. Vouchers are the exception: CDC and SG Culture Pass credits sit in a Singpass-linked wallet until you actively claim them.
| Scheme | Who it targets | Indicative 2026 amount | When |
|---|---|---|---|
| GSTV Cash | Lower- to middle-income adults 21+ | Up to $850 | Paid August 2026 |
| GSTV MediSave | Seniors 65+ | Up to $450 to MediSave | Paid August 2026 |
| U-Save (GSTV, Budget 2026 and 2026 Additional) | Eligible HDB households | Up to $760 over FY2026 | April, July, October, January |
| GSTV S&CC rebate | Eligible HDB households | Up to 3.5 months waived | Quarterly |
| Assurance Package Cash | Adult citizens (final tranche) | $100 to $250 by income | December 2026 |
| CDC Vouchers | Every citizen household | $300 (Jan) + $500 (June); $300 more in Jan 2027 | January and June 2026 |
| Enhanced B2026 Cost-of-Living Special Payment | Adults 21+ with income up to $100,000 | $400 to $600 | Paid September 2026 |
| B2026 CPF Top-Up | Citizens 50+ below the $110,200 BRS | $500 to $1,500 into CPF | December 2026 |
| Workfare Income Supplement | Lower-wage workers 30+ | Up to $4,900/year | Monthly / annual |
| Silver Support | Lower-income seniors 65+ | Up to $1,080/quarter | Quarterly |
| Majulah Package | Citizens born 1973 or earlier | Earn and Save Bonus, $400 to $1,000 into CPF | March, yearly |
The GST Voucher (GSTV) is the permanent scheme that offsets GST for lower- and middle-income citizens. It has four parts that pay different people, so it helps to read them separately rather than as one number.
Eligibility for the cash portion in 2026 is the standard set: Singapore citizen, aged 21 or above in 2026, assessable income for YA2025 of $39,000 or below, the Annual Value of your home at $31,000 or below, and you own no more than one property. If you want to understand the property test, Annual Value is the estimated yearly rent IRAS assigns to your home, not its market price.
Paid in August 2026, by 7 August to PayNow-NRIC-linked accounts and by 25 August as GovCash. The amount steps down with the value of your home, so HDB dwellers get the full sum and those in higher-value homes get the lower band.
A top-up to the CPF MediSave Account for citizens aged 65 and above, also credited in August 2026. It rises with age because older seniors face higher healthcare bills. The money lands in your MediSave account, not your bank, so it can only be used for approved medical and insurance costs.
Update, 14 October 2026: U-Save for FY2026 is now double the regular amount, up to $760 for a 1- or 2-room flat, after the government added a 2026 Additional U-Save. These are household rebates, not personal cash. U-Save is credited straight to your utilities account through SP Services in April, July, October and January; for FY2026 the regular GSTV U-Save, the Budget 2026 U-Save and the 2026 Additional U-Save together come to double the regular amount, with the additional part credited in October 2026 and January 2027. The Service & Conservancy Charges rebate offsets your town council bill. Both scale by flat size, smallest flats getting the most.
U-Save for FY2026 runs from $760 (1–2 room) down to $440 (executive/multi-generation). The S&CC waiver runs from 3.5 months (1–2 room) down to 1.5 months (executive/multi-gen). Neither can be cashed out.
Update, 14 October 2026: households get another $500 in CDC Vouchers from June 2026 and $300 more in January 2027; adults with income up to $100,000 received a $400 to $600 Cost-of-Living Special Payment in September; and the final Assurance Package tranche is $100 to $250 by income, not a flat $250. The Assurance Package (AP) is the temporary scheme layered on top of GSTV to soften the GST hike to 9 percent. Its multi-year cash payouts end with a December 2026 tranche of $250 if your assessable income is up to $39,000, $150 if it is up to $100,000, and $100 above that or if you own more than one property. AP cash followed the same income tiers as GSTV but on a wider band, so more middle-income earners received something during the run.
CDC vouchers are the part everyone notices because they appear as spendable credits. In January 2026 every Singaporean household got $300, claimed from 2 January at go.gov.sg/cdcv using Singpass, split into $150 for participating supermarkets (yellow decal) and $150 for heartland merchants and hawkers (teal decal). Those expire on 31 December 2026, so unclaimed or unspent value is lost. A second tranche of $500 came from June 2026 and a further $300 comes in January 2027; both are split the same way and stay valid until 31 December 2027.
Two of the largest schemes by dollar value are not universal. They reward lower-wage work and support lower-income seniors, and they are where a lot of money goes unclaimed simply because people assume payouts are only for retirees or the very poor.
WIS tops up the pay and CPF of lower-wage workers. Under the rules on CPF's Workfare page you generally qualify as a citizen aged 30 or above earning gross monthly income of $500 to $3,000, living in a home with Annual Value of $21,000 or below, owning no more than one property. The maximum rises with age.
Silver Support pays a quarterly cash supplement to citizens aged 65 and above who had lower lifetime CPF contributions and live in smaller flats, up to roughly $1,080 a quarter, credited in the final week of March, June, September and December. The Majulah Package targets the cohort born in 1973 or earlier. Its one-time Retirement Savings and MediSave bonuses were paid in December 2024; what remains is the yearly Earn and Save Bonus of $400 to $1,000 for lower- and middle-income workers, paid into CPF in March. Because Majulah pays into CPF, it lifts retirement savings rather than spendable cash, which feeds directly into your eventual CPF LIFE monthly payout.
Most payouts are automatic, but two avoidable mistakes cost people money: not having a PayNow-NRIC link so cash takes longer or routes to GovCash, and forgetting to claim time-limited vouchers before they expire.
Run a five-minute check once a year. The official self-checkers do the eligibility maths for you across agencies.
Treat payouts by what they are, not as one windfall. CDC vouchers and U-Save are spending offsets, so let them shrink your grocery and utility lines rather than your discretionary budget. GSTV-Cash and the AP tranche are real cash, which is most useful topping up an emergency fund or clearing a balance. MediSave and Majulah CPF top-ups are locked savings that quietly improve your long-term position.
If you want to see how a CPF top-up changes your retirement picture, model it with the CPF LIFE payout calculator, and if you are weighing where spare cash should sit, our piece on the GST Voucher in detail and the CDC voucher guide go deeper on each scheme.
For most schemes, no. GSTV cash and MediSave, Assurance Package cash, Workfare and Silver Support are paid automatically once you meet the criteria. The main exceptions are voucher schemes such as CDC vouchers and SG Culture Pass, which you must actively claim through Singpass before they expire.
No. GSTV-Cash and Assurance Package cash are for Singapore citizens only. Permanent residents do not receive these cash payouts, though a PR living in an eligible HDB household can benefit indirectly from U-Save utility rebates if there is at least one Singaporean owner or occupier in the flat.
GSTV-Cash and the GSTV-MediSave top-up for 2026 were paid in August 2026, with the cash reaching PayNow-NRIC-linked bank accounts by 7 August and GovCash by 25 August. If you missed it, you can still sign up on govbenefits.gov.sg until 20 June 2027 and are paid within two months. U-Save and the S&CC rebate are spread across four quarters rather than paid in one lump, and the final Assurance Package cash tranche of $100 to $250 lands in December 2026.
Use the government's own tools rather than guessing. Govbenefits.gov.sg lists scheme status across CPF, IRAS and CDC programmes, and SupportGoWhere runs a life-event based eligibility checker. Both pull your assessable income, Annual Value and property records to tell you which payouts you qualify for and how much.
This is general financial information for Singapore, not personal financial advice. Figures change, so verify current rates against the official sources above before acting. See our full disclaimer.
Junxiong-WFG Organisation is an authorised representative of AIA Financial Advisers Private Limited (Reg. No. 201715016G).