Retirement Planning
A one-on-one session built around our CPF LIFE estimator and retirement income tools. We map every income source you'll have at 65 (CPF LIFE, SRS, investments, savings) into one monthly number, then build the roadmap to close the gap from where you are today.
Retirement projection
We map every retirement income stream you'll have at 65 (CPF LIFE, SRS, investments, savings) into one number and one chart. Then we stress-test it against inflation, your safe withdrawal rate, and your real expenses. You leave with a year-by-year roadmap.
- Nest-egg projection to age 90 in today's dollars
- FI number, years-to-FI, and balance at 55, computed live
- Inflation-adjusted so the numbers reflect future spending power
Key features
Here's what you get with our Retirement Planning service.
- Model your CPF LIFE payouts at 65, 70, or your chosen age
- Map every retirement income stream in one view
- Work out exactly how much you need before you can stop working
- Spot the gap and the realistic moves to close it
- Optimise SRS top-ups, CPF top-ups, and investment allocation
- Year-by-year retirement roadmap you can revisit annually
The MoneyBees Planner
On top of the calculator above, we also bring up our full planner: your whole money life on one chart, age 30 to 99. Stack goals, stress-test life scenarios, and watch your trajectory change as we adjust the numbers together.
Is this service right for you?
Mid-career professionals 5–20 years from retirement
Anyone unsure how much they'll actually get from CPF LIFE
People who want a clear monthly retirement income, not a vague target
Common questions
Answers to frequently asked questions about this service.
How long does the consultation process take?
An initial consultation typically takes 45-60 minutes. We use this time to understand your financial situation, goals, and concerns. After the first session, we prepare a personalised recommendation within 5 business days.
Do I need to prepare anything before our meeting?
It helps to have a general idea of your income, existing policies or investments, and any specific financial goals in mind. Don't worry if you're unsure. We'll guide you through everything during the session.
Is the initial consultation really free?
Yes, completely. Your first session is a no-strings conversation where we get to know your situation and you get to see if we're the right fit. No commitment required.
Related services
Adulting 101
A one-on-one starter session covering the financial and life skills no one teaches you in school. We sit down with you, sanity-check your salary, accounts, and spending using our personal budget calculator, then walk you through the basics: credit cards, insurance, self-care fund, and your first investment.
Insurance Planning
A one-on-one session to find the coverage you actually need, with no over-insurance and no over-paying. We pull your existing policies on screen, compare them side-by-side, work out the right coverage amounts for your stage of life, and tighten everything into one clean roadmap.
Investment Kickstart
A one-on-one session that takes you from zero to your first portfolio. We use our compound interest calculator to show you what your money can actually do over 10, 20, 30 years, compare advisory and direct investment options, and leave you with a concrete first-buy plan you can execute that week.
Ready to get started with Retirement Planning?
Book a free consultation and let us help you take the next step toward your financial goals.
Junxiong-WFG Organisation is an authorised representative of AIA Financial Advisers Private Limited (Reg. No. 201715016G).