Bus and MRT fare calculator

Find your bus or MRT fare by distance with PTC's fare tables, for adults, students, seniors, persons with disabilities and Workfare concession cardholders. See today's fare and the fare from 26 December 2026, and whether a monthly pass pays off.

Calculator

Your journey

km

The whole journey, transfers included. A journey planner app shows it.

22 working days there and back is 44 trips.

Fare now

$1.86

since 27 Dec 2025

From 26 Dec 2026

$1.99

13 cents more

A month, now

$81.84

$87.56 at the new fares

A 10 km journey is in the "9.3 to 10.2 km" band. You pay $1.86 by card today and $1.99 from 26 December 2026.

At 44 trips a month you spend $81.84. The adult monthly pass costs $122.00 for unlimited basic bus and train rides, so paying per trip is $40.16 cheaper. Pass prices do not change on 26 December 2026.

Adult fares by distance

DistanceCard nowCard newBus cash nowBus cash new
Up to 3.2 km$1.28$1.40$2.10$2.30
3.3 to 4.2 km$1.38$1.51$2.30$2.50
4.3 to 5.2 km$1.49$1.62$2.30$2.50
5.3 to 6.2 km$1.59$1.72$2.30$2.50
6.3 to 7.2 km$1.68$1.81$2.50$2.70
7.3 to 8.2 km$1.75$1.88$2.50$2.70
8.3 to 9.2 km$1.82$1.95$2.50$2.70
9.3 to 10.2 km$1.86$1.99$2.70$2.90
10.3 to 11.2 km$1.90$2.03$2.70$2.90
11.3 to 12.2 km$1.94$2.07$2.90$3.10
12.3 to 13.2 km$1.98$2.11$2.90$3.10
13.3 to 14.2 km$2.02$2.15$2.90$3.10
14.3 to 15.2 km$2.07$2.20$2.90$3.10
15.3 to 16.2 km$2.11$2.24$3.00$3.20
16.3 to 17.2 km$2.15$2.28$3.00$3.20
17.3 to 18.2 km$2.20$2.33$3.00$3.20
18.3 to 19.2 km$2.24$2.37$3.00$3.20
19.3 to 20.2 km$2.27$2.40$3.10$3.30
20.3 to 21.2 km$2.30$2.43$3.10$3.30
21.3 to 22.2 km$2.33$2.46$3.10$3.30
22.3 to 23.2 km$2.36$2.49$3.10$3.30
23.3 to 24.2 km$2.38$2.51$3.20$3.40
24.3 to 25.2 km$2.40$2.53$3.20$3.40
25.3 to 26.2 km$2.42$2.55$3.20$3.40
26.3 to 27.2 km$2.43$2.56$3.20$3.40
27.3 to 28.2 km$2.44$2.57$3.20$3.40
28.3 to 29.2 km$2.45$2.58$3.20$3.40
29.3 to 30.2 km$2.46$2.59$3.20$3.40
30.3 to 31.2 km$2.47$2.60$3.20$3.40
31.3 to 32.2 km$2.48$2.61$3.20$3.40
32.3 to 33.2 km$2.49$2.62$3.20$3.40
33.3 to 34.2 km$2.50$2.63$3.20$3.40
34.3 to 35.2 km$2.51$2.64$3.20$3.40
35.3 to 36.2 km$2.52$2.65$3.20$3.40
36.3 to 37.2 km$2.53$2.66$3.20$3.40
37.3 to 38.2 km$2.54$2.67$3.20$3.40
38.3 to 39.2 km$2.55$2.68$3.20$3.40
39.3 to 40.2 km$2.56$2.69$3.20$3.40
Over 40.2 km$2.57$2.70$3.20$3.40

"Now" is in force since 27 Dec 2025. "New" applies from 26 Dec 2026. Card fares are the same on basic buses and the MRT. There are no cash fares on the MRT.

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How fares are charged

You pay by the total distance of your journey, whether you go direct or transfer. A journey can have up to five transfers, and the first and last boarding must be within two hours. You have 45 minutes to transfer between a train station and a bus, or between buses.

From 26 December 2026, adult card fares rise by 12 cents for journeys up to 3.2 km and 13 cents above that. Student, senior and disability card fares rise by 5 cents. Cash fares rise by 20 cents for adults and 10 cents for concessions. Workfare concession card fares and all monthly pass prices stay the same.

Monthly passes for unlimited basic bus and train rides: adult S$122, senior citizens S$55, persons with disabilities S$55, Workfare concession S$92, secondary and polytechnic students S$49, primary school students S$39.

Worked example

Wei Ling takes the MRT 10 km to work and back, 22 days a month. 10 km is in the 9.3 to 10.2 km band, so each trip costs S$1.86 by card today. 44 trips come to S$81.84 a month, well under the S$122 adult monthly pass. From 26 December 2026 the fare is S$1.99, or S$87.56 a month. If she taps in before 7.45am on weekdays, the morning trip is 50 cents cheaper.

Frequently asked questions

By the total distance of your journey. You pay the same fare for the same distance whether you travel direct or transfer between buses and trains. A journey can have up to five transfers within two hours, with up to 45 minutes for each transfer between a bus and a train or between buses.

By card, from S$1.28 for up to 3.2 km to S$2.57 for over 40.2 km, in force since 27 December 2025. From 26 December 2026 the range is S$1.40 to S$2.70.

On 26 December 2026, after PTC's Fare Review Exercise 2026. Adult card fares rise by 12 to 13 cents a trip, concession card fares for students, seniors and persons with disabilities by 5 cents, and cash fares by 20 cents for adults and 10 cents for concessions. Workfare concession card fares and monthly pass prices do not change.

Yes, on the MRT and LRT. Tapping in before 7.45am on a weekday that is not a public holiday costs 50 cents less than the usual card fare, for every fare type.

No. PTC's tables have cash fares for buses only. On a bus, cash costs more than a card: an adult pays S$2.10 to S$3.20 in cash today, against S$1.28 to S$2.57 by card.

Feeder buses charge one flat fare, the same as the up-to-3.2 km fare. For an adult that is S$1.28 by card or S$2.10 in cash today, rising to S$1.40 and S$2.30 on 26 December 2026.

Multiply your fare by your trips a month and compare it with the pass. The adult pass is S$122, the senior and disability passes are S$55, the Workfare concession pass is S$92 and the secondary and polytechnic student pass is S$49. All cover unlimited basic bus and train rides.

No. Express bus fares cost more than basic bus fares and have their own PTC table. This page covers MRT, LRT, basic trunk buses and feeder buses.

How we calculate this

  1. You pay by the total distance of the trip, transfers included. We round the distance to 0.1 km and find its band in PTC's fare table: up to 3.2 km, then one band for each further kilometre up to 40.2 km, then one band above that. Student, senior and disability fares stop rising after 7.2 km. Source: PTC: distance fares and transfer rules (last updated 23 Jul 2026)
  2. We read the fare for your band and fare type from Annex B of PTC's Fare Review Exercise 2026: the fare in force since 27 December 2025, and the fare from 26 December 2026. Source: PTC: Fare Review Exercise 2026, 29 Sep 2026, with Annex B fare tables
  3. Card fares are the same on basic buses and trains. Cash fares apply on buses only and have their own table. A feeder bus charges one flat fare, the up to 3.2 km fare. Source: PTC: public transport fares and passes (last updated 28 Jan 2026)
  4. Tapping in at a train station before 7.45am on a weekday that is not a public holiday takes 50 cents off the card fare. Annex B lists these pre-peak fares for every card fare type: adults, students, seniors and persons with disabilities, and Workfare concession cardholders. A Workfare card fare of 78 cents for up to 3.2 km is 28 cents before 7.45am. Source: PTC: Fare Review Exercise 2026, 29 Sep 2026, with Annex B fare tables
  5. The monthly cost is the fare times your trips. We compare it with the monthly pass for your fare type, which covers unlimited basic bus and train rides. Source: PTC: public transport fares and passes (last updated 28 Jan 2026)

Rounding

Fares are fixed amounts in cents, so nothing is rounded except the distance, which goes to the nearest 0.1 km before the band is found.

Worked example: the default case

  1. An adult takes the MRT 10 km by card, not before 7.45am, 44 trips a month.
  2. 10 km is in the 9.3 to 10.2 km band, the eighth band of the adult table.
  3. Fare now: S$1.86. From 26 December 2026: S$1.99, 13 cents more.
  4. A month now: 44 x S$1.86 = S$81.84. At the new fares: 44 x S$1.99 = S$87.56.
  5. The adult monthly pass is S$122, so paying per trip is S$40.16 cheaper at today's fares.

What this calculator does not cover

  • Express and premium bus services, which charge more than basic buses.
  • Fares and monthly passes for primary school students.
  • Trips that break the transfer rules, which PTC charges as separate trips.
  • Exact distances. A route planner app shows your distance.

Keep exploring

These calculators provide general estimates for educational purposes only and are not personalised financial advice. Results may rely on rates and rules that change over time, so verify against official sources (IRAS, CPF Board, HDB, MAS) or consult a licensed financial adviser before making decisions.

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