By MoneyBees
Work out your 2026 Workfare Income Supplement by age and income, with the cash and CPF split, using CPF Board's own payout formula. Covers employees and the self-employed.
Singapore citizens aged 30 and above by 31 December 2026, or persons with disabilities of any age, who earn S$500 to S$3,000 a month. Your home's annual value must be S$21,000 or less and you must own at most one property. If you are married, your spouse's assessable income must be S$70,000 or less, and the two of you must own at most one property.
It depends on your age and income. Employees get up to S$2,450 a year at 30 to 34, S$3,500 at 35 to 44, S$4,200 at 45 to 59 and S$4,900 at 60 and above. The full amount goes to those earning S$1,700 to S$2,300 a month; it is lower at the ends of the S$500 to S$3,000 range.
Employees get 40% in cash and 60% in CPF. Self-employed workers get 10% in cash and 90% in MediSave.
For employees, WIS for a month's work is paid by the end of the second month after it to a PayNow-NRIC or bank account, or in the first week of the third month through GovCash. Self-employed workers are paid once a year, from the end of April after the work year if they declare their income and pay MediSave by 31 March.
Employees are assessed automatically from their employer's CPF contributions. Self-employed workers qualify after declaring net trade income to IRAS and paying their MediSave contributions in full.
Yes. Gross monthly income includes basic pay and extra wages such as overtime, commissions and bonuses. Your average over the past 12 months must also be S$3,000 or less.
Usually not. Persons with disabilities, ComCare Short-to-Medium-Term Assistance recipients and caregivers can get concessionary WIS on income under S$500.
From CPF Board's self-employed calculator for work year 2025, the latest one CPF publishes. Its amounts are two-thirds of the employee amounts. Check CPF's site for the work year 2026 calculator when it is out.
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