Car and transport calculators
Price a car before you commit: COE, ARF, road tax, the loan, insurance and what LTA pays back when you scrap it. Also covers ERP, parking, ride-hailing and your bus and MRT fares.
- Cost of Owning a Car in Singapore: Estimate the true cost of a car in Singapore: the upfront cash, your monthly cost, and the 10-year total cost of ownership including...
- PARF rebate calculator: Work out the PARF and COE rebates you get when you deregister your car, with LTA's 2026 schedules, the S$60,000 and S$30,000 caps.
- Bus and MRT fare calculator: Find your bus or MRT fare by distance from PTC's fare tables, card or cash, for adults and every concession group.
- Car loan calculator Singapore: Work out a car loan's monthly instalment, total interest and the EIR behind a flat rate, and check the MAS limit of 70% or 60% of the...
- Road tax calculator Singapore: Work out your car or motorcycle road tax from LTA's formulas: by cc for petrol and diesel, by kW plus the flat component for EVs, hybrids.
- ERP rates and trip cost calculator: Add up ERP charges per trip, month and year from LTA's base rates with vehicle factors, plus when ERP is free.
- ARF calculator: Work out a car's Additional Registration Fee from its OMV on LTA's 100% to 320% tiers, with the 2026 VES band, the EEAI for electric cars.
- Car insurance NCD calculator: Your premium after the 10% to 50% No Claim Discount, where one claim leaves your NCD on GIA's scale, NCD Protector.
- Used car loan calculator: How much you can borrow for a used car under MAS's 70% or 60% limit on the age-adjusted OMV, the longest tenure your COE allows.
- Rule of 78 car loan settlement calculator: What it costs to settle a flat-rate car loan early under the Rule of 78: the interest rebate, your lender's settlement fees.
- Balloon car loan calculator: A balloon scheme car loan worked out: the lower monthly instalment, the lump sum due at the end.
- COE prices calculator: Latest COE prices for Cat A to E from LTA's results, price history since 2010, and how often recent exercises closed within your budget.
- Motorcycle loan calculator: A motorcycle loan worked out: the monthly instalment, total interest and EIR from a flat rate, the latest Cat D COE.
- Commercial vehicle loan calculator: Work out the instalment, total interest and EIR on a van, lorry or bus loan from a flat rate, with the latest Cat C COE.
- Car affordability calculator Singapore: Work out the most expensive car you can buy from the instalment you can pay and the cash you have.
- Grab vs car ownership cost calculator: Compare your monthly Grab, Gojek or other ride-hailing spend with the true monthly cost of owning a car in Singapore, with depreciation.
- VES rebate and surcharge calculator: Find your car's Vehicular Emissions Scheme band from its five pollutant readings, the 2026 or 2027 rebate or surcharge.
- Car paper value calculator: What LTA pays back if you scrap or export your car now or later: the PARF and COE rebates year by year to 10 years.
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