Insurance calculators

Size your life, critical illness and disability cover, and see what MediShield Life, CareShield Life and Integrated Shield plans cost at your age. Each calculator shows its sums so you can compare quotes.

• MediShield Life premium calculator: Work out your yearly MediShield Life premium after Premium Subsidies by income per person and annual value.
• Disability income insurance calculator: Work out the monthly income you would need if you could not work, the gap after existing cover and CareShield Life.
• CareShield Life supplement calculator: CareShield Life's S$689 to S$806 monthly payout by claim year, a supplement's payout on top.
• Integrated Shield Plan premium calculator: Split an Integrated Shield Plan premium into what MediSave pays and what you pay in cash: MediShield Life in full.
• MediSave withdrawal limits calculator: How much MediSave can pay for a hospital stay, operation or birth on MOH's 2026 limits, plus every outpatient limit from Flexi-MediSave...
• HPS insurance calculator: Home Protection Scheme cover for an HDB flat: your minimum share of cover, the sum assured.
• Travel insurance claim calculator: Estimate a travel insurance payout from your own policy's figures: the loss after the excess and wear and tear, up to the benefit limit.
• Term vs whole life cost calculator: Compare buying term and investing the difference with a whole life policy on your own quotes: what the invested difference could grow to...
• Critical illness cover calculator: Work out the critical illness lump sum you need from your income, recovery years and uncovered costs, your gap after existing cover.
• Life insurance coverage calculator: Work out how much life insurance you need in Singapore: income for the years your family relies on it, debts, education and final costs.
• Pet insurance calculator Singapore: Work out what a pet insurance claim pays after the deductible, co-payment and annual limit.
• Maid insurance calculator: Check your helper's insurance against MOM's S$60,000 medical and accident minimums, add up the yearly cost with the levy.
• Mortgage insurance calculator Singapore: See the cover your home loan needs each year, how reducing and level term cover track it from your own quotes, any gap.

Guides and comparisons

• Insurance guide

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