HDB calculators
Plan a BTO or resale flat from grants to keys. Check your HDB grants, the BTO payment timeline, your minimum occupation period, the resale levy and what you walk away with when you sell.
- BTO / HDB Affordability Calculator: Work out how much HDB flat you can afford: your maximum HDB or bank loan, CPF-vs-cash downpayment, monthly repayment.
- BTO vs Resale HDB Calculator: Compare a BTO flat versus a resale HDB flat side by side, the CPF housing grants each gets, the net price.
- HDB grant calculator: EHG, Family Grant and PHG: See which CPF housing grants you can get for a BTO or resale flat: EHG up to S$120,000 by income, the Family or Singles Grant.
- HDB valuation estimator: Estimate what your HDB flat could sell for from recent resale prices on data.gov.sg, by town, flat type, storey and remaining lease.
- HDB resale levy calculator: The resale levy to buy a second subsidised flat: fixed by your first flat type from S$15,000 to S$55,000, the pre-2006 percentage.
- BTO payment timeline calculator: Every payment for a BTO flat from booking to keys: option fee, downpayment, stamp duty and legal fees at the Agreement for Lease and the...
- Service and conservancy charges (S&CC) calculator: Monthly S&CC for all 19 town councils by flat type, reduced or normal rate, and what you pay over FY2026 after the GST Voucher S&CC...
- HDB sale proceeds calculator: Work out the cash from selling your HDB flat after the loan, the CPF refund with accrued interest.
- HDB fire insurance calculator: See HDB's fire insurance premium and sum insured for your flat type, whether you must buy it, and the cost over the rest of your HDB loan.
- HDB upgrading cost calculator (HIP): Work out your share of HDB's Home Improvement Programme cost by flat type and citizenship, for optional and EASE items.
- HDB parking charges calculator: Work out your monthly parking bill in Singapore from HDB's season parking rates by car park and tier.
- HDB MOP calculator: Find the date your HDB flat or EC meets its Minimum Occupation Period, how long is left, and what you can do after it, for Standard, Plus.
- HDB contra calculator: Selling your HDB flat and buying a resale flat the same day: the cash and CPF your sale frees up, how much HDB makes you use.
- Deferred payment scheme calculator: Where a developer's deferred payment scheme still applies in Singapore, and how HDB's staggered and deferred downpayments move a new...
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