HDB valuation estimator

See what flats like yours have sold for: recent HDB resale prices by town, flat type, storey and remaining lease, with the price range and every comparable sale listed.

Calculator

Your flat

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years

99 years less the flat's age. HDB Flat Portal shows it.

sqm

Turns the range into a price for your floor area.

Middle half of sales

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no matching sales

Lowest to highest

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Comparable sales

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Comparable sales

Block and streetMonthStoreySqmLease leftPrice

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How to read the range

Half of the matching sales fall inside the middle range. Flats at the top of it usually have a better floor, view, renovation or a longer lease. Recent months count most when prices are moving. A flat in a block next to an MRT station or facing a main road can sit outside the range either way.

How HDB values a resale flat

  • HDB values a flat only once a deal is agreed. After the seller grants the Option to Purchase, the buyer submits a Request for Value on My Flat Dashboard by the next working day and pays HDB S$120 including GST.
  • HDB assigns a valuer from its own panel; the buyer cannot pick one. The result is usually out within 10 working days and is valid for 3 months. Buyers paying fully in cash do not need one.
  • The valuation caps the financing. An HDB loan covers up to 75% of the lower of the price and the value, and CPF savings can be used up to the lower of the two. Anything paid above the value, the cash-over-valuation, comes out of the buyer's cash.
  • The Option Period is 21 days. The option fee is S$1 to S$1,000, and the option fee and exercise fee together are at most S$5,000.

Worked example

Say 8 four-room flats in your town with 65 to 75 years of lease sold in the last 6 months, for S$520,000 to S$610,000. Sorted, the 25th and 75th percentiles might be S$545,000 and S$585,000. That is the price most buyers paid. Asking above it needs a reason a buyer can see, such as a high floor or new renovation.

Contains information from Resale flat prices based on registration date from Jan-2017 onwards accessed on 3 Oct 2026 from data.gov.sg which is made available under the terms of the Singapore Open Data Licence version 1.0.

Frequently asked questions

Look at what similar flats sold for recently: same town and flat type, a similar storey and remaining lease. This page pulls those sales from HDB's resale price data on data.gov.sg and shows the middle half of prices, so you see a range rather than one number.

No. HDB's valuation happens after you grant a buyer the Option to Purchase. The buyer then submits a Request for Value on My Flat Dashboard by the next working day and pays S$120 including GST.

HDB assigns a private valuation firm from its panel of valuers. The buyer cannot choose the valuer. The result is usually out within 10 working days and is valid for 3 months.

The amount by which the agreed price is above HDB's valuation. Loans are capped at 75% of the lower of the price and the value, and CPF can only be used up to the lower of the two, so anything above the value is paid in cash.

The range comes from sales that match only on town, flat type, storey and lease. Your block, the view, the renovation, the floor area and distance to an MRT station all move the price. Narrow the filters or add your floor area for a tighter range.

The page uses the last 12 months of resale transactions registered with HDB and published on data.gov.sg, refreshed each time the site is rebuilt. The latest month is usually incomplete.

No. HDB says buyers paying fully in cash do not need to submit a Request for Value.

How we calculate this

  1. We load HDB's resale prices from data.gov.sg, the dataset of resale flat prices by registration date. For each sale it gives the town, flat type, storey band, floor area, lease left and price. Source: data.gov.sg: Resale flat prices based on registration date from Jan-2017 onwards (HDB)
  2. We keep the sales in your town and flat type, in your storey band if you pick one, with a remaining lease within your chosen number of years of yours, registered in the last 6 or 12 months up to the latest month in the data.
  3. We sort the prices and read off the 25th and 75th percentiles. Where a percentile falls between two sales, we take the point on a straight line between them. Half of the matching sales lie inside that range.
  4. If you enter your floor area, we work out the same two percentiles on price per square metre and multiply them by your area.
  5. The range comes from real sales. HDB values a resale flat only after the Option to Purchase is granted, through a Request for Value. Source: HDB: Request for Value (updated 28 Apr 2026)
  6. HDB's valuation caps the financing: an HDB loan covers up to 75% of the lower of price and value, and CPF can be used up to the lower of the two. Anything paid above the value comes out of the buyer's cash. Source: HDB: mode of financing, loan and CPF limits by valuation (updated 24 Aug 2026)

Rounding

Prices are shown to the nearest dollar. The range uses the prices exactly as HDB registered them.

Worked example: the default search, on the data fetched 3 Oct 2026

  1. A 4-room flat in Tampines, any storey, with 70 years of lease left, accepting leases within 5 years either way, sold in the last 6 months: May 2026 to October 2026.
  2. 84 sales match, from S$548,000 to S$838,000.
  3. Sorted, the 25th percentile falls between two sales and works out to S$623,750. The 75th percentile is S$668,500. The median is S$649,000.
  4. So half of these sales were between S$623,750 and S$668,500. That is the range shown in the first result.
  5. The data refreshes with each update of the site, so the live figures move as new sales are registered.

What this calculator does not cover

  • Your flat's own features: the view, the renovation, which way it faces and how far it is from an MRT station.
  • Sales not yet registered with HDB.
  • HDB's own valuation, which comes only after an Option to Purchase.
  • Cash over valuation, which depends on what a buyer agrees to pay.

Keep exploring

These calculators provide general estimates for educational purposes only and are not personalised financial advice. Results may rely on rates and rules that change over time, so verify against official sources (IRAS, CPF Board, HDB, MAS) or consult a licensed financial adviser before making decisions.

Junxiong-WFG Organisation is an authorised representative of AIA Financial Advisers Private Limited (Reg. No. 201715016G).