Retirement and CPF LIFE calculators
See what you will have at 55, 65 and after. Estimate your CPF LIFE payouts, check this year's retirement sums, plan SRS withdrawals and test how long your savings last.
- CPF LIFE Payout Estimator: Your monthly CPF LIFE payout from your RA at 55, on CPF Board's 2026 figures, with what deferring to 70 adds and the 2025 to 2027...
- SRS Tax Relief & Growth Calculator: Tax saved by an SRS top-up up to the S$15,300 cap, the projected balance, and the tax when you withdraw from your penalty-free age of 62.
- FIRE Retirement Calculator: Your FIRE number, years to reach it, Coast FIRE number and how long savings last, with CPF LIFE payouts and inflation built in.
- FRS 2026 calculator: BRS, FRS and ERS: The 2026 Basic, Full and Enhanced Retirement Sums, the CPF LIFE payout CPF Board gives for each.
- SRS withdrawal tax calculator: Tax on SRS withdrawals: 50% taxable from your penalty-free age of 62, 63 or 64 over up to 10 years.
- Lease Buyback Scheme calculator: See what the HDB Lease Buyback Scheme gives you in 2026: the RA top-up each owner needs, cash of up to S$100,000.
- Silver Housing Bonus calculator: See your Silver Housing Bonus for right-sizing to a 3-room or smaller flat at 55 or older: net sale proceeds.
- MRSS calculator: Check if you qualify for the Matched Retirement Savings Scheme in 2026 and the grant on your cash top-up: up to S$2,000 a year.
- CPF LIFE premium refund calculator: What your nominees get back from CPF LIFE if you pass away: the premium minus payouts received, by plan and age.
- CPF property pledge calculator: How much more CPF you can withdraw at 55 by pledging your property and setting aside only the Basic Retirement Sum.
- SRS vs CPF top-up calculator: Compare putting cash into SRS or topping up your CPF Special or Retirement Account: tax relief, value at 65.
- Retirement sum exemption checker: Check which CPF rules let you set aside less than the Full Retirement Sum at 55, or none of it.
- SRS retirement age countdown: Count down to the day your SRS withdrawals stop carrying the 5% penalty, at 62, 63 or 64 by your first contribution date.
Also useful
Guides and comparisons
Other calculator categories
Junxiong-WFG Organisation is an authorised representative of AIA Financial Advisers Private Limited (Reg. No. 201715016G).