Property calculators
Run the numbers before you buy, sell or rent out a home. Covers stamp duties, seller's stamp duty, legal fees, property tax, rental yield and what you keep from a sale.
- Rent vs Buy Calculator (Singapore): Compare the true cost of renting versus buying over the years you'll stay: stamp duties, mortgage interest, upkeep, opportunity cost.
- Renovation Cost Calculator (Singapore): Estimate your HDB BTO, resale or condo renovation cost by size and scope, with a category-by-category breakdown.
- Stamp Duty Calculator (BSD + ABSD): BSD band by band and ABSD for citizens, PRs, foreigners and entities, with joint buyers, married couple remission and the 14-day payment...
- Renovation Checklist (Singapore): An interactive step-by-step Singapore renovation checklist, from budgeting and quotes through permits, hacking.
- SSD calculator (Seller's Stamp Duty): Work out Seller's Stamp Duty on a home or industrial property sold soon after purchase, with IRAS's 16% to 4% rates for homes bought...
- Property tax calculator Singapore: Work out your 2026 property tax from the Annual Value: owner-occupier and non-owner-occupier rates.
- Rental stamp duty calculator: Stamp duty on a tenancy agreement: 0.4% of total rent for leases up to 4 years or of 4 times the average yearly rent beyond.
- Property capital gains calculator: Singapore has no capital gains tax on property unless IRAS sees you as trading.
- Commercial property stamp duty calculator: Stamp duty on a shop, office, factory or warehouse: BSD at 1% to 5% on IRAS's rates, no ABSD, 9% GST.
- Progressive payment calculator: See what you pay at each stage of a new condo or EC under construction: the 5% booking fee, cash and CPF for the downpayment.
- En bloc calculator: Work out your share of an en bloc sale by share value, strata area or a mix, less your loan, CPF refund with accrued interest and any SSD.
- Net rental yield calculator Singapore: Work out gross and net rental yield on a home you let out, after vacancy, property tax at non-owner-occupied rates, MCST, agent fees.
- Decoupling cost calculator: Work out the BSD and any ABSD on the share transferred when you decouple a private home, SSD.
- Home insurance calculator: Work out the home insurance cover you need: what HDB fire insurance or your condo's MCST policy already covers.
- Private property sale proceeds calculator: Work out the cash from selling a condo or landed home after the bank loan and redemption penalty, the CPF refund with accrued interest.
- Conveyancing fees and disbursements calculator: Work out the legal fees and disbursements on top of a property price: HDB's own legal fees, SLA's registration and caveat fees.
- Cash over valuation (COV) calculator: The cash you pay above the valuation for an HDB resale flat or private home, the loan and CPF on the lower of price or value.
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