By MoneyBees
Look up your monthly S&CC from your town council's own rates by flat type, or enter your own, and see what you pay over FY2026 after the GST Voucher S&CC rebate for your flat type.
Normal rates apply if no one in the flat is a citizen, someone owns other property, or the flat is vacant or company-owned.
Not if no Singaporean owns or lives in the flat, someone owns private property, or the whole flat is rented out.
Monthly S&CC
$70.60
Ang Mo Kio, 4-room, incl. GST
FY2026 rebate
$176.50
2.5 months of S&CC
You pay over FY2026
$670.70
$847.20 less the rebate, $55.89 a month
The rebate pays your S&CC for 1 month in Apr 2026, 0.5 months in Jul 2026, 0.5 months in Oct 2026, 0.5 months in Jan 2027, and offsets the bill in those months.
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Rates include GST and come from each council's own page. Main estate rates.
| Town council | Reduced | Normal | Since |
|---|---|---|---|
| Aljunied-Hougang | $71.40 | $86.90 | 1 Jul 2024 |
| Ang Mo Kio | $70.60 | $81.20 | 1 Jul 2024 |
| Bishan-Toa Payoh | $71.60 | $82.80 | 1 Jul 2024 |
| Chua Chu Kang | $71.10 | $85.70 | 1 Jul 2024 |
| East Coast | $71.50 | $81.50 | 1 Apr 2026 |
| Holland-Bukit Panjang | $71.10 | $80.10 | 1 Jul 2024 |
| Jalan Besar | $70.00 | $84.00 | 1 Jul 2024 |
| Jalan Kayu | $70.60 | $81.20 | Not stated |
| Jurong-Clementi-Bukit Batok | $71.00 | $89.50 | Not stated |
| Marine Parade-Braddell Heights | $70.00 | $84.60 | Not stated |
| Marsiling-Yew Tee | $69.50 | $82.40 | Not stated |
| Nee Soon | $70.60 | $85.20 | 1 Jul 2024 |
| Pasir Ris-Changi | $69.40 | $89.50 | 1 Jul 2024 |
| Punggol | $69.40 | $89.50 | 1 Jul 2024 |
| Sembawang | $70.50 | $85.00 | 1 Jul 2024 |
| Sengkang | $69.50 | $81.50 | 1 Mar 2025 |
| Tampines | $71.30 | $84.70 | 1 Jul 2024 |
| Tanjong Pagar | $71.60 | $81.70 | Not stated |
| West Coast-Jurong West | $70.60 | $80.70 | Not stated |
Where a council charges one rate, both columns show it. Some councils charge other rates for a few blocks, DBSS or 3Gen flats.
| Flat type | Apr 2026 | Jul 2026 | Oct 2026 | Jan 2027 | Total |
|---|---|---|---|---|---|
| 1- and 2-room | 1 | 1 | 1 | 0.5 | 3.5 |
| 3- and 4-room | 1 | 0.5 | 0.5 | 0.5 | 2.5 |
| 5-room | 0.5 | 0.5 | 0.5 | 0.5 | 2 |
| Executive and multi-gen | 0.5 | 0.5 | 0.5 | 0 | 1.5 |
Source: MOF.
You live in a 4-room flat in East Coast and pay the reduced rate of S$71.50 a month. That is S$858 for the year.
FY2026 gives a 4-room 2.5 months of rebate, worth S$178.75. You pay S$679.25, about S$56.60 a month.
Figures checked 3 Oct 2026.
A monthly charge your town council collects from HDB flats to run and maintain the common property of your estate.
Between S$69.40 and S$71.60 a month at the reduced rate across the 19 town councils, and S$80.10 to S$89.50 at the normal rate. Both include GST. The table on this page shows your council's figure.
Singaporean households pay the reduced rate. The normal rate applies when no owner or occupier is a citizen, when someone in the flat owns other property, or when the flat is vacant or owned by a company.
3.5 months for 1- and 2-room flats, 2.5 months for 3- and 4-room flats, 2 months for 5-room flats and 1.5 months for executive and multi-generation flats, spread over April, July and October 2026 and January 2027.
HDB households with a Singaporean owner or occupier. You do not get it if anyone in the household owns or has an interest in private property, or if the whole flat is rented out.
Yes. The town councils list their S&CC rates inclusive of 9% GST.
Many town councils, such as Jalan Besar and Ang Mo Kio, raised S&CC in two steps on 1 July 2023 and 1 July 2024, with MND funding to keep the increases smaller. East Coast set new rates from 1 April 2026 and Sengkang from 1 March 2025.
MND lists 19. Check the name on your S&CC bill if you are not sure which one is yours.
These calculators provide general estimates for educational purposes only and are not personalised financial advice. Results may rely on rates and rules that change over time, so verify against official sources (IRAS, CPF Board, HDB, MAS) or consult a licensed financial adviser before making decisions.
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