By MoneyBees
How much MediSave can pay for a hospital stay, operation or birth on MOH's 2026 limits, plus every outpatient limit from Flexi-MediSave to cancer drugs.
Up to S$1,130 a day for the first two days and S$400 a day after that, plus the surgical limit for any operation. The stay must be at least 8 hours.
Each operation falls into a TOSP table from 1A to 7C, with limits from S$240 to S$5,290. With more than one operation, the total is capped at S$5,290.
The daily limits for the stay, plus S$1,120 for a natural delivery, S$2,380 for a caesarean or S$2,440 for a complicated caesarean. Up to S$900 more covers care before the birth.
S$400 a year from MediSave for outpatient visits at polyclinics, public specialist clinics and CHAS GP clinics, for patients 60 and above. It rose from S$300 on 1 October 2025.
S$500 a year for outpatient treatment of 23 chronic conditions, listed vaccinations and screenings, or S$700 for complex conditions. From 1 January 2027 it rises to S$700 and S$1,000.
Yes. You can pay for your spouse, children and parents of any nationality, and grandparents or siblings who are citizens or PRs.
S$6,000 for the first cycle, S$5,000 for the second and S$4,000 for later cycles, up to S$15,000 per patient. Only the patient's and spouse's MediSave can be used.
Cosmetic and lifestyle treatment, retail items and anything above the limits. What MediSave does not cover goes to MediShield Life, an Integrated Shield Plan or cash.
Junxiong-WFG Organisation is an authorised representative of AIA Financial Advisers Private Limited (Reg. No. 201715016G).