Mid-Career Training Allowance calculator

By MoneyBees

Work out your SkillsFuture Mid-Career Training Allowance at 40+: 50% of income at S$300 to S$3,000 a month full-time, S$300 part-time, up to 24 months, and fees after the S$4,000 credit.

Frequently asked questions

What is the SkillsFuture Mid-Career Training Allowance?

A monthly allowance for Singapore citizens aged 40 and above who take eligible long-form courses under the SkillsFuture Level-Up Programme. It helps cover lost income while you train.

How much is the training allowance?

For full-time courses, 50% of your average earned monthly income over the 12 months before the course starts, at least S$300 and at most S$3,000 a month. For part-time courses, a flat S$300 a month.

How long can I get it for?

Up to 24 months over your lifetime, counting full-time and part-time courses together.

Can I get the allowance for a part-time course?

Yes, from 1 Mar 2026, if you are employed and take an eligible part-time course, usually outside working hours. Applications opened on 9 Feb 2026.

What if I had no income last year?

You need income in the 12 months before the course starts, based on government records. Without it you are not eligible for the allowance.

Which courses qualify?

Full-time: SkillsFuture Career Transition Programmes, full qualifications up to degree level at the institutes of higher learning, and MOE-subsidised full qualifications at the University of the Arts Singapore and arts institutions. Part-time: SCTP, full qualifications at the institutes of higher learning and micro-credentials that stack to them.

What is the S$4,000 SkillsFuture Credit (Mid-Career)?

A credit every Singapore citizen gets at 40. It does not expire and can pay nett fees on selected courses with better job outcomes, on top of the S$500 opening credit.

Do I have to attend every class?

You must meet the course's monthly attendance or training requirement to get that month's allowance.

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