By MoneyBees
Check whether you can claim Parent Relief or Parent Relief (Disability) for YA 2026, how much it is for each parent or grandparent, your share when siblings also claim, and the tax it saves you under the S$80,000 relief cap.
2025 income after your other reliefs.
CPF, earned income and the rest. All reliefs together cap at S$80,000.
Parent or grandparent 1
Include interest, dividends, rent and pensions. Leave out CPF payouts.
Your Parent Relief
$9,000
YA 2026
Tax you save
$630.00
at YA 2026 resident rates
Relief room left
$66,000
under the S$80,000 cap
| Relief | Your share | Status | |
|---|---|---|---|
| 1. Lives with you | $9,000 | $9,000 | Eligible |
If siblings share a parent, the full amount is split by the shares you agree; the shares should add up to 100%. Once anyone claims Parent Relief on a parent, no one else can claim other reliefs, such as Spouse Relief, on that parent.
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| Parent Relief | Parent Relief (Disability) | |
|---|---|---|
| Lives with you | S$9,000 | S$14,000 |
| Lives apart, you spent S$2,000 or more | S$5,500 | S$10,000 |
Per parent or grandparent, for up to 2. Source: IRAS.
Your mother, 62, and father, 65, live with you and earn nothing. You claim S$9,000 for each, S$18,000 in all. Your chargeable income of S$70,000 falls to S$52,000, and each dollar of it was taxed at 7%, so you save S$1,260.
IRAS's own example: Mr Chan lives with one of his 3 children and all 3 support him. They share S$9,000, for example S$3,000 each.
S$9,000 per parent or grandparent who lives with you, or S$5,500 if they live apart and you spent at least S$2,000 supporting them. Parent Relief (Disability) is S$14,000 or S$10,000. You can claim for up to 2 dependants.
Your parent's annual income in 2025 must be S$8,000 or less. IRAS raised it from S$4,000 from YA 2025. It counts taxable income, tax-exempt income such as interest, dividends and pensions, and foreign income, but not CPF payouts.
Yes. Siblings who all support the same parent can split the relief by an agreed share. The total for that parent stays the same: S$9,000 if the parent lives with any of you, S$5,500 if not.
Yes. Parents, grandparents, parents-in-law, grandparents-in-law, step-parents and adoptive parents all count, if they meet the conditions.
IRAS now calls it Parent Relief (Disability). It is S$14,000 if the parent lives with you and S$10,000 if not. The age and income tests do not apply.
Yes. All your personal reliefs together are capped at S$80,000 a year, so Parent Relief can be cut if your other reliefs are already large.
Yes. You can claim the full amount for YA 2026 if your parent died in 2025 and you met the conditions, but not from YA 2027.
No. Once anyone claims Parent Relief on a parent, no other reliefs can be claimed on that parent by anyone else. The one exception: a working mother can claim both Grandparent Caregiver Relief and Parent Relief on the same parent.
These calculators provide general estimates for educational purposes only and are not personalised financial advice. Results may rely on rates and rules that change over time, so verify against official sources (IRAS, CPF Board, HDB, MAS) or consult a licensed financial adviser before making decisions.
Junxiong-WFG Organisation is an authorised representative of AIA Financial Advisers Private Limited (Reg. No. 201715016G).